Independent Financial Advisor

Pathway Financial Services ltd; Scotland; Hybrid; GBP 55,000 - 85,000; Full time

Benefits offered by this job

Hybrid working model

Job summary

Pathway Financial Services Ltd, based in Scotland, seeks an Independent Financial Advisor for a full-time, hybrid role. You will meet with individual and business clients to assess financial goals, review arrangements, and provide independent recommendations across financial planning, retirement, and investments.

You will prepare suitability reports, implement solutions, monitor portfolios, and stay updated with regulations. Strong client relationships and compliance culture are essential.

Qualifications

• Must hold Level 4 Diploma in Financial Planning or equivalent and be authorized to provide regulated financial advice.
• Strong ability to build and maintain client relationships with a personal portfolio.
• Excellent analytical, numerical, and communication skills with knowledge of pensions and retirement planning.

Responsibilities

• Meet with individual and business clients to assess financial goals and provide independent recommendations.
• Prepare suitability reports, implement agreed solutions, and monitor client portfolios.
• Stay up to date with products, regulations, and UK financial services rules; uphold compliance.

Skills

Financial planning

Wealth management

Client relationship management

Compliance knowledge

Education

Level 4 Diploma in Financial Planning or equivalent

Job description

Company Description

Pathway Financial Services Ltd is a boutique, professional financial advisory firm committed to helping clients achieve long-term financial security and meet their personal and business goals. The firm offers tailored financial solutions that address a wide range of needs, including wealth management, retirement planning, and investment strategies. Pathway Financial Services Ltd emphasizes ethical advice, transparent communication, and ongoing client relationships built on trust. The team works collaboratively to deliver high-quality, independent guidance that supports clients at every stage of their financial journey.

Role Description

This is a full-time Independent Financial Advisor role based in Scotland, offered on a hybrid working basis with most work from home, after competence gas been achieved. The advisor will meet with individual and business clients to assess their financial goals, review existing arrangements, and provide independent recommendations across financial planning, retirement, and investments. Day-to-day tasks include conducting detailed financial assessments, preparing suitability reports, implementing agreed solutions, and monitoring client portfolios. The role also involves staying up to date with financial products and regulations, maintaining accurate records, and collaborating with internal support teams to ensure high standards of client service. The advisor will be expected to build and maintain a personal client portfolio, develop new business opportunities, and uphold the firm’s compliance and ethical standards.

Qualifications

• Strong Financial Planning skills, with the ability to create comprehensive, tailored financial plans for diverse client needs

.

• Solid understanding of Finance and Investments, including risk assessment, asset allocation, and portfolio construction.
• Expertise in Retirement Planning and Financial Advisory, with experience advising on pensions, retirement income, and long-term strategies.
• Relevant professional qualifications (e.g., Level 4 Diploma in Financial Planning or equivalent) and authorization to provide regulated financial advice.
• Proven experience in an advisory or wealth management role, with a track record of building and maintaining client relationships.
• Excellent analytical, numerical, and communication skills, with the ability to explain complex information clearly and objectively.
• High level of integrity, commitment to regulatory compliance, and familiarity with UK financial services regulation.
• Ability to work independently in a hybrid environment, manage time effectively, and use digital tools for remote client engagement.