Hybrid Lead for Credit Risk Transformation & Strategy

Metro Bank Plc; Greater London; Hybrid; GBP 120,000 - 180,000; Full time

Benefits offered by this job

Competitive salary

Discretionary annual bonus

Generous holiday allowance

Attractive pension scheme

Healthcare

Life assurance

Colleague discounts

Job summary

Metro Bank is seeking a senior leader to define and deliver the Credit Risk transformation strategy, targeting improved decisioning, automation and controls across policy, models, data and customer journeys. You will lead cross-disciplinary teams, advise the Chief Credit Officer, and ensure solutions align with lending policy, risk appetite and regulatory obligations while delivering measurable benefits.

The role offers hybrid working around your role and home life, with a focus on governance,

Qualifications

• Extensive experience leading complex Credit Risk transformations in banking or financial services.
• Deep expertise in credit risk management, including lending policy, risk appetite, models and data.
• Proven ability to define target capabilities, operating models and roadmaps across policy, models, data, technology and customer journeys.
• Strong leadership across multidisciplinary teams and senior stakeholders.

Responsibilities

• Define the Credit Risk transformation strategy, target decisioning capability and roadmap.
• Set out end-to-end outcomes including decision effectiveness, automation, controls and customer outcomes.
• Prioritise requirements and design principles across policy, models, data, technology and customer journeys.
• Provide functional leadership across multidisciplinary teams, programme colleagues, consultants and technology partners.
• Advise the Chief Credit Officer on strategic, risk, investment and prioritisation matters, while representing Credit Risk within governance.
• Provide independent challenge to ensure solutions align with lending policy, risk appetite and controls.
• Anticipate regulatory, market and technology developments to shape future capability priorities and investment.
• Take accountability and focus on delivering value for customers, colleagues and Metro Bank.

Skills

Credit risk transformation leadership

Executive influence

Stakeholder management

Regulatory awareness

Job description

Metro Bank is seeking a senior leader to define and deliver the Credit Risk transformation strategy, targeting improved decisioning, automation and controls across policy, models, data and customer journeys. You will lead cross-disciplinary teams, advise the Chief Credit Officer, and ensure solutions align with lending policy, risk appetite and regulatory obligations while delivering measurable benefits.

The role offers hybrid working around your role and home life, with a focus on governance,