Hybrid Credit Risk & Collections Analyst

EG Group; Horwich; Hybrid; GBP 28,000 - 42,000; Full time

Benefits offered by this job

Hybrid working

Discretionary bonus

Annual leave

Cycle to work

Maternity/paternity leave

Free on-site parking

Job summary

Cumberland Farms is seeking a Credit Analyst to join our Transaction Shared Service Centre in the UK. You will support the Credit Manager and Credit Control team, driving cash collection and minimising credit risk while contributing to key performance targets.

The role covers credit risk management, account monitoring, debt collection and reporting, with opportunities to contribute to continuous improvement projects and build relationships with internal stakeholders and customers.

Qualifications

• Previous experience in Credit Control or credit risk management.
• Strong Excel and analytical capabilities with financial data.
• Excellent attention to detail and accuracy; able to communicate clearly.
• Ability to manage priorities and work independently within a team.

Responsibilities

• Monitor new customer accounts, set and review credit limits and required security.
• Proactively chase outstanding debt and maintain records of collections.
• Review aged debt, identify high-risk accounts, escalate issues as needed.
• Maintain security records and update ERP systems.
• Assist with queries and liaise with internal teams and customers.
• Prepare monthly trade debtor reconciliations, bad debt provisions and reporting.
• Support Credit Management projects and cover for team leaders when required.

Skills

Credit risk management

Excel

Analytical skills

Communication skills

ERP systems

Tools

SAP

Job description

Cumberland Farms is seeking a Credit Analyst to join our Transaction Shared Service Centre in the UK. You will support the Credit Manager and Credit Control team, driving cash collection and minimising credit risk while contributing to key performance targets.

The role covers credit risk management, account monitoring, debt collection and reporting, with opportunities to contribute to continuous improvement projects and build relationships with internal stakeholders and customers.