Hybrid Credit Risk Analyst | Data & IFRS9 Modelling

Castle Trust Group; City Of London; Hybrid; GBP 40,000 - 60,000; Full time

Benefits offered by this job

Competitive salary

Performance bonus

Pension scheme

Life Assurance

25 days holiday

Private healthcare

Gym discounts

Travel loans

Disability-friendly environment

Job summary

Castle Trust Bank is seeking a Credit Risk Analyst in London on a hybrid basis (3 days in office, 2 days at home). You will work with Databricks data, analyse portfolio and model performance, and support IFRS 9 monitoring and model development across Risk, Data, and Finance teams.

You’ll gain exposure to governance, data validation, and reporting, delivering insights to senior stakeholders and helping automate monitoring workflows.

Qualifications

• Degree in a quantitative or analytical subject with 2:1 or above.
• Academic maths, statistics or data analysis experience.
• Experience analysing data and drawing clear conclusions.
• Strong numerical and problem-solving skills.
• Some exposure to Python/SQL or similar languages.
• Good working knowledge of Excel for data manipulation.
• Structured testing approach with clear evidence.

Responsibilities

• Analyse portfolio and model data to identify trends and risk signals.
• Support IFRS 9 model monitoring and enhancements.
• Gather, validate, reconcile and manipulate data from sources.
• Explore behavioural shifts to explain performance changes.
• Assist in developing and testing new or amended model components.
• Use Python/SQL or similar to investigate data and implement changes.
• Produce reports and commentary for technical and non-technical audiences.
• Maintain documentation on methodologies, assumptions and outcomes.
• Prepare analytical materials for risk and governance committees.
• Identify opportunities to automate repeatable monitoring and reporting.

Skills

Numerical reasoning

Data analysis

Python

SQL

Excel

Communication

Attention to detail

Education

2:1 degree in quantitative field

Dissertation or project in math/stats/data analysis

Tools

Databricks

Job description

Castle Trust Bank is seeking a Credit Risk Analyst in London on a hybrid basis (3 days in office, 2 days at home). You will work with Databricks data, analyse portfolio and model performance, and support IFRS 9 monitoring and model development across Risk, Data, and Finance teams.

You’ll gain exposure to governance, data validation, and reporting, delivering insights to senior stakeholders and helping automate monitoring workflows.