Hybrid Actuary (Nearly/Newly Qualified) – Risk & Capital

Unum; Dorking; Hybrid; GBP 65,000 - 90,000; Full time

Benefits offered by this job

Bonus scheme

Private medical insurance

Pension scheme

Life assurance

Mental health support

Holiday buy/sell

EV salary sacrifice

Learning & progression

Job summary

Unum UK is seeking a Nearly/Newly Qualified Actuary to join the Actuarial Risk and Capital team. Hybrid role based in Dorking, with 3 days in the office and 2 from home. You’ll analyse experience, set capital & risk assumptions, calibrate stresses, and produce insightful reporting for senior stakeholders.

This is an excellent opportunity to broaden expertise, own meaningful work, and advance your career in a collaborative environment that values development and high-quality delivery.

Qualifications

• Nearly qualified actuary with 1-2 exams remaining.
• Knowledge of Life Insurance, General Insurance or Pensions.
• Good communication with stakeholders in Finance and business.

Responsibilities

• Analyse demographic and economic experience to support robust actuarial decision making and business insight.
• Use actuarial judgement to help set assumptions used within capital and risk management activities.
• Support the calibration of capital stresses within Unum’s Internal Model framework.
• Produce high-quality reporting and analysis on experience investigations, assumptions and capital outcomes.
• Contribute to the ongoing development and enhancement of risk and capital methodologies, processes and controls.
• Support a range of change initiatives, strategic projects and capital-related developments across the business.
• Collaborate with colleagues across Finance, Risk and the wider organisation to deliver actuarial insight and business value.
• Present complex actuarial findings in a clear and accessible way to a variety of stakeholders, including senior management.
• Provide guidance, coaching and support to actuarial students, helping contribute to the development of future talent within the team.
• Continuously challenge existing approaches and identify opportunities to improve methodologies, efficiency and effectiveness.

Skills

Actuarial analysis

Stakeholder communication

Capital modelling

Experience analysis

Problem solving

Collaboration

Education

Nearly qualified actuary (1-2 exams remaining)

Job description

Unum UK is seeking a Nearly/Newly Qualified Actuary to join the Actuarial Risk and Capital team. Hybrid role based in Dorking, with 3 days in the office and 2 from home. You’ll analyse experience, set capital & risk assumptions, calibrate stresses, and produce insightful reporting for senior stakeholders.

This is an excellent opportunity to broaden expertise, own meaningful work, and advance your career in a collaborative environment that values development and high-quality delivery.