Home Portfolio Underwriting Analyst

Hastings Direct; City Of London; On-site; GBP 35,000 - 45,000; Full time

Job summary

A digital insurance provider is seeking a Home Portfolio Analyst to support the launch of new underwriting segments and identify growth opportunities through data analysis. The role requires proficiency in Python and SQL, strong communication skills, and a collaborative approach. Join a company that prioritizes flexible working and offers a comprehensive benefits package including a competitive bonus scheme and a focus on mental wellbeing.

Benefits

Flexible working

Competitive bonus scheme

Life assurance and income protection

Mental wellbeing programme

25 days annual leave + bank holidays

Qualifications

• Comfortable working with data analysis.
• Proficiency in Python and SQL essential.
• Collaborates well across teams.

Responsibilities

• Support the launch of new underwriting portfolio segments.
• Monitor and analyze data to maximize growth.
• Work with various teams to develop insights.

Skills

Numerical/statistical data analysis

Python

SQL

Good communication skills

Knowledge of personal lines insurance market

Job description

Job Title: Home Portfolio Analyst

Location: Leicester / Bexhill / London

Hybrid: Expected in the office once a week

Welcome to Hastings Direct. We’re a digital insurance provider with ambitious plans to become The Best and Biggest in the UK market. We’ve invested in our data and tech capabilities and foster our 4Cs culture. We provide insurance for over four million customers and are excited about the opportunity ahead. If you are excited about joining us, we would love to hear from you.

Role

The Underwriting Portfolio Analyst will work with the Portfolio Underwriting Manager with the aim of delivering our profit and growth targets for home, initially through launching into three new segments of business: Contents only, Buildings only and mid net worth, and subsequently through regular analysis of our existing risk appetite.

Accountabilities

• Support the Portfolio Underwriting Manager in developing a plan and driving forward the launch into the new portfolio segments for home underwriting, with the Technical Underwriters owning all underwriting aspects of these segments.
• Support the Portfolio Underwriting Manager in implementing the mid to long term Portfolio Underwriting strategy for the new segments portfolio.
• Through regular monitoring and rigorous analysis, identify opportunities to expand and contract underwriting footprint to maximise growth and improve profitability.
• Analyse various data sources (including loss, policy, quote and market data) to identify opportunities to improve our underwriting.
• Develop and deliver new insight, including the integration of new data, innovative techniques and ways of working.
• Work closely with Actuarial, Data Science, Risk Pricing, Data Engineering, Account Management, Retail and Counter Fraud / Digital teams.
• Represent the home team on underwriting projects to generate value for the wider business.
• Ensure we meet customers’ fair and reasonable expectations and provide fair outcomes for our customers.

Essential Skills

• Comfortable working with and analysing numerical/statistical data.
• Proficiency in Python and SQL.
• Collaborates well with colleagues from own team and other teams.
• Good communication skills, both written and verbal.
• Knowledge of the personal lines insurance market; other backgrounds will be considered, including non-insurance backgrounds.

Personal Attributes

• Enthusiastic, positive attitude.
• Collaborates well with colleagues from own team and other teams.
• Confidence to express thoughts and views.
• Appetite to learn new skills.

The interview process

• Recruiter screening call
• Intro with Hiring manager
• Interview with hiring team — Case study round

As a Disability Confident employer, we’re committed to ensuring our recruitment processes are fully inclusive. If you’re applying for a job with us, you’ll have fair access to support and adjustments throughout your recruitment journey. We also welcome applications through the Disability Confident Scheme (DCS). For more information on the DCS, please visit our inclusive business page on our careers website.

Benefits

• Flexible working — we champion a flexible hybrid working approach; speak to your recruiter to discuss in more detail.
• Competitive bonus scheme — all colleagues are eligible for our annual 4Cs performance bonus.
• Financial wellbeing — life assurance, income protection, matched pension contributions up to 10%, plus discounts, cashback, independent mortgage advice and financial wellbeing support.
• Mental wellbeing programme — Thrive mental health app, 24/7 colleague assistance programme, in‑house mental health first aiders, support groups, and dedicated team support.
• Other benefits — 25 days annual leave + bank holidays (option to buy/sell one week), health care cashback plans, dental plans, discounted health assessments, Cycle to work, tech schemes, onsite facilities, social events, and more.

Join Hastings Direct to experience a different approach to working. Our 4Cs principles focus on getting it right for colleagues, customers, the company and the community, delivering good outcomes for every customer and supporting sustainable growth.

Equal Opportunities

Hastings Group is an equal opportunities employer. We welcome applications from all suitably skilled persons regardless of gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status. Our recruitment process includes thorough referencing and may include credit and criminal record checks.