Head of Wealth Risk Oversight | Compliance Leader

Lloyds Banking Group; Ledston; Hybrid; GBP 117,000 - 151,000; Full time

Benefits offered by this job

Pension up to 15%

Annual bonus

Share schemes

Discounted shopping

30 days holiday

Wellbeing & parental leave

Job summary

Lloyds Banking Group's Lloyds Wealth seeks a Head of Risk Oversight to lead second line oversight, regulatory compliance, and risk governance across the Wealth business.

Reporting to the Chief Risk Officer, Insurance, you will shape risk culture, oversee SMCR/Consumer Duty, and partner with senior leaders to sustain compliant, customer-centric growth in a highly regulated environment. Hybrid work available with office presence.

Qualifications

• 5+ years in wealth management risk/oversight roles.
• Senior leadership in compliance, conduct risk or risk functions.
• Deep FCA regulatory knowledge for wealth management and consumer duty.
• Proven track record leading regulatory engagement with regulators.
• Strong risk management framework knowledge and monitoring techniques.
• Passion for innovation and continuous improvement using data/tech.

Responsibilities

• Act as delegate for SMF16 Compliance Oversight Function Holder with second-line oversight.
• Provide strategic direction to senior management on Wealth Management.
• Oversee compliance plan, conduct strategy and Consumer Duty alignment.
• Maintain oversight of SMCR controls including training, licensing & fitness checks.
• Interpret new regulatory developments and liaise with regulators as needed.
• Drive control environment improvements via data and emerging tech.

Skills

Risk leadership

Regulatory knowledge

FCA familiarity

Stakeholder management

Data-driven insights

Innovation mindset

Job description

Lloyds Banking Group's Lloyds Wealth seeks a Head of Risk Oversight to lead second line oversight, regulatory compliance, and risk governance across the Wealth business.

Reporting to the Chief Risk Officer, Insurance, you will shape risk culture, oversee SMCR/Consumer Duty, and partner with senior leaders to sustain compliant, customer-centric growth in a highly regulated environment. Hybrid work available with office presence.