GTBD, Risk and Collateral Management Team - Associate

Mizuho EMEA; Greater London; Hybrid; GBP 40,000 - 60,000; Full time

Benefits offered by this job

Hybrid working

Discretionary bonus

27 days annual leave

Pension

Wellbeing benefits

Virtual GP

Job summary

Mizuho EMEA is seeking an Associate in the GTBD, Risk and Collateral Management Team to support risk control and customer service across Trade Finance transactions. The role blends risk oversight with client-facing duties and requires solid product knowledge.

You will prepare facility approvals, monitor credits, liaise with customers, and generate periodic management reports, while supporting senior RCMT staff and projects within a hybrid working framework.

Qualifications

• Understanding of Trade finance industry and products.
• Understanding of loan products and the Bank’s internal rules and procedures.
• Elemental knowledge of AML and KYC procedures and processes.

Responsibilities

• Prepare (for approval) internal applications and/or facility utilisation request forms for Corporate and Banking transactions.
• Escalate and monitor facility limits/shortfalls of collateral.
• Support Head of RCMT and senior colleagues as required.
• Liaise with customers on facility operation.
• Monitor daily credit facility usage within approved parameters.
• Review and reconcile portfolio of transactions to mitigate risk.
• Coordinate with internal departments for booking GTBD transactions and documentation.
• Prepare periodic reports for management or Risk (e.g., excess reports, position statements).
• Assist with projects and ad hoc tasks to advance RCMT capabilities.

Skills

Trade finance

AML/KYC

Excel

Communication

Teamwork

Risk awareness

Organisational skills

Attention to detail

Pressure handling

Initiative

Tools

Excel

Job description

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GTBD, Risk and Collateral Management Team - Associate

Risk and Collateral Management Team (RCMT) team that provides a robust control environment in supporting the Trade Finance business, to protect the bank from risks associated with this business, ensure compliance with internal and external regulations and deliver superior customer service.

RCMT provides the link between the Customer and operations ensuring compliance with credit approvals and exposure control. The role is a blend of risk control and customer service. This role is key to the business as it is the backbone of the customer delivery arrangements.

This role is one of “control, co-ordination and delivery”, It is vital that the person undertaking the role has very detailed product knowledge and the confidence to stand ground under pressure from customers and internally.

Duties and Responsibilities

• The preparation (for approval) of internal applications and/or facility utilisation request forms for Corporate and Banking transactions.
• Escalates and continually check for any excess of facility limits/shortfall of collateral.
• Provide assistance to the Head of RCMT and senior colleagues within RCMT as and when required.
• Liaise directly with customers on facility operation
• Monitoring utilisation of credit facilities on a daily basis to ensure usage and transactions are within approved parameters.
• Continuously review and reconcile portfolio of transactions to ensure bank is not exposed to additional risks, ensuring correct tariff/conditions applied
• Liaise with relevant internal departments to achieve booking and lodging of GTBD transactions and documentation.
• Prepares and provides periodic reports to management and/or Risk as and when needed (e.g. excess reports, position statements, marked-to-market reports, review expiry dates).
• To assist with projects and ad hoc tasks that further advance the abilities and scope of the Team.

Qualifications, Skills, and Experience

• Understanding of Trade finance industry and products
• Understanding of loan products and the Bank’s internal rules and procedures
• Elementary knowledge of AML and KYC procedures and processes.
• Excellent communication skills and the ability to work as a team
• Ability to develop a sound working relationship at all levels of the bank.
• Great organisational and time management skills
• Ability to use initiative and work under pressure
• Computer literacy including advanced Excel skills
• Awareness of market risk, operational risk and how these dynamics affect trading companies and how they appear in the mechanics of any trade

What Mizuho Can Offer You

Here at Mizuho, there are fantastic progression opportunities and clear paths to promotion. We will give you ample opportunity to affect change and to help grow our business.

In addition to the great opportunity outlined above we are also currently able to offer:

• Competitive starting salary, plus discretionary bonus
• Non-contributory pension
• 27 days’ annual leave
• Core working hours*
• Hybrid working - office and home based*
• Virtual GP
• Wellbeing benefits, including Mental Health Allies and First Aiders

*For applicable roles only

At Mizuho, we embrace flexible ways of working when the role permits. We offer different working arrangements like part-time, job-sharing and hybrid (office and home) working. Our purpose-led culture and global infrastructure help us connect, collaborate, and work together in agile ways to meet all our business needs.

We are committed to supporting equality and diversity, and seek to create a workplace that is fully inclusive. We welcome applications from all sections of the community that we operate in and from all ethnic backgrounds, sexual orientation, beliefs, gender identities and disabilities

If you require more information about our equal opportunities policy or wish to discuss any accessibility requirements or reasonable adjustments please contact the recruitment team – [e-mail] and we will be happy to help.