JBE - Credit Middle - Analyst

Inter Act B.V.; Greater London; Hybrid; GBP 30,000 - 60,000; Full time

Benefits offered by this job

Competitive starting salary

Discretionary bonus

Non-contributory pension

27 days’ annual leave

Core working hours

Hybrid working

Virtual GP

Wellbeing benefits

Job summary

An established industry player is seeking a dedicated individual to join their Credit Middle team. This role involves assessing and monitoring credit risk, requiring excellent communication and organizational skills. You'll prepare crucial reports, manage documentation, and ensure compliance with banking regulations. The firm offers a dynamic work environment with hybrid working options, competitive salary, and ample opportunities for career progression. Join a diverse team where your contributions can make a significant impact in a supportive and inclusive culture.

Qualifications

• Strong communication skills for mediation with various parties.
• Attention to detail and time management are essential.

Responsibilities

• Preparing due date management reports for Credit Analysts.
• Managing original documents and monitoring covenants.
• Complying with regulations related to banking business.

Skills

Knowledge of commercial banking

Fluency in English

Fluency in Japanese

Organizational skills

Time management skills

Communication skills

Tools

Microsoft Office

Job description

We are not your typical financial institution. It’s our people who make us a cut above. Here, every person is respected because of their differences, not in spite of them.

We pride ourselves on a culture of purpose, passion and compassion. At Mizuho, we provide the stability of an international industry leader with the career trajectory of a growing business. Our steady, strategic growth gives our people at all levels rewarding degrees of responsibility and a richer work experience than a boutique firm or an established giant could offer alone.

Working for Mizuho opens doors not just to a rewarding career with excellent prospects, but to lasting friendships with colleagues from diverse cultures. It’s the local expertise of our employees that makes our global network so powerful. By collaborating with colleagues and clients who have your same ambition, you can amplify your sphere of influence and base of knowledge as part of one of the largest—and growing—banks in the world.

What is the opportunity?

As a member of Credit Middle, you will be providing quality support on assessing & monitoring credit risk on EUCB1’s portfolio. Strong communication skills are essential as you will be communicating with various parties inside and outside the department as a mediator. The team is responsible for managing and submitting various reports related to credit risk and the bank and regulators’ policies, so attention to detail, time management skills, and basic Microsoft Office skills are also required.

What will you be doing?

• Preparing due date management reports to support Credit Analysts and Relationship Managers.
• Preparing various reports to submit to Head Office and MD(GM).
• Managing original documents.
• Providing checks and approvals on various applications such as Credit Applications.
• Coordinating and monitoring KYC regular review process.
• Creating or updating new or existing procedures if necessary.
• Taking care of any ad hoc duties.
• Monitoring covenants.
• Complying with various regulations related to banking business.
• Complying with internal policies and procedures.

What do you need to succeed?

• Ability to demonstrate knowledge of commercial banking is essential.
• Fluency in English and Japanese.
• Very good organisational and time management skills.
• Very good communication skills – both written and oral.

What Mizuho can offer you

Here at Mizuho, there are fantastic progression opportunities and clear paths to promotion. We will give you ample opportunity to affect change and to help grow our business.

In addition to the great opportunity outlined above, we are also currently able to offer:

• Competitive starting salary, plus discretionary bonus.
• Non-contributory pension.
• 27 days’ annual leave.
• Core working hours*
• Hybrid working - office and home based*
• Virtual GP.
• Wellbeing benefits, including Mental Health Allies and First Aiders.

* For applicable roles only

At Mizuho, we embrace flexible ways of working when the role permits. We offer different working arrangements like part-time, job-sharing, and hybrid (office and home) working. Our purpose-led culture and global infrastructure help us connect, collaborate, and work together in agile ways to meet all our business needs.

At Mizuho, we are committed to supporting equality, diversity, and inclusion, and seek to create a workplace that is fully inclusive. We welcome applications from all sections of the community that we operate in and from all ethnic backgrounds, sexual orientations, beliefs, gender identities, and disabilities.

If you require more information about our equal opportunities policy or wish to discuss any accessibility requirements or reasonable adjustments, please contact the recruitment team – [e-mail], and we will be happy to help.