Credit & Middle Office - Analyst

myGwork - LGBTQ+ Business Community; Greater London; On-site; GBP 30,000 - 40,000; Full time

Benefits offered by this job

Competitive starting salary

Non-contributory pension

27 days' annual leave

Hybrid working

Job summary

A leading financial institution in the UK is seeking an Analyst for the Transaction Management team. This role involves assisting with client onboarding and loan management while ensuring adherence to regulations. Candidates must have strong communication and organizational skills, with a focus on multitasking in a dynamic environment. Offering a competitive starting salary, bonus, and opportunities for career progression, this position supports hybrid working arrangements. Join us in fostering an inclusive workplace for all backgrounds.

Qualifications

• Minimum of 3 years' experience in a Financial environment, preferably in banking.
• Experience in a middle office role within a Financial Institution is desirable.

Responsibilities

• Assist in client onboarding and periodic reviews from an anti-money laundering perspective.
• Manage Primary and Secondary Loan Closing (Loan Settlement) process efficiently.
• Monitor outsourced processes for onboarding and periodic reviews accurately.

Skills

Strong writing and communication skills

Strong organisational skills

Basic understanding of loan and treasury products

Education

Minimum 3 'A' Levels or equivalent

Degree qualified or equivalent (desirable)

Job description

Profile Summary

The Credit & Middle Office provides a number of credit administration support services to the banking team, including Portfolio Management, Client Onboarding, Transaction Capture, Lifecycle Monitoring, Fund Administration, Reporting and other Administrative tasks. The Analyst position in Transaction Management & Control team works closely with a number of colleagues within CIB Banking and the Corporate functions to ensure smooth transaction analysis, execution and monitoring.

Duties And Responsibilities

• Assist in the client onboarding / periodic reviews from an anti-money laundering / know-your-customer perspective, to include client registration and account opening.
• Undertake the booking of loans / treasury facilities requested by other Branches and overseeing the process to ensure timely execution.
• Performance of and subsequent ongoing management of all required administrative workflow streams within the team, including preparing credit applications and inputting of approved loan limits in to Mizuho's systems.
• Process client requests ensuring the bank's systems are updated in respect of static and non-static data (e.g. client contact details, address information, SSI).
• Perform "four-eye" checking of data accuracy for colleagues including loan booking systems prior to execution.
• Managing Primary and Secondary Loan Closing (Loan Settlement) process ensuring timely and accurate settlement of trades.
• Monitor Covenants by ensuring that covenant shells are created promptly and accurately in the system. Ensure limits in the systems are accurately booked and monitor exposure movements to ensure they are legitimate.
• Monitor the outsourced processes for onboarding / periodic reviews and for covenant monitoring to ensure the correct and timely input of data into those systems.
• Undertake and manage periodic reporting.
• Maintain a good knowledge of internal policies and regulations.
• General planning and administrative support to effectively organise the workload of the wider team.
• Assist in the deposit desk's trade execution including acting as a back-up "four-eye" checker to ensure the accuracy and completeness of deposit booking workflows.
• Assist in any ad hoc / project related work that may be assigned.

Essential Qualifications, Skills and Experience

• Minimum 3 'A' Levels or equivalent
• Minimum of (3)-years' experience in a Financial environment, preferably in banking
• Strong writing and communication skills required to be able to liaise with internal stakeholders / other Departments within the Bank
• Basic understanding of loan and treasury products, i.e. Forex trades, Derivatives (Interest rate Swaps and Cross Currency Swaps) and Time Deposit
• Strong organisational skills required to be able to multitask day-to-day administrative duties across the team

Desirable

• Degree qualified or equivalent
• Experience in a middle office role within a Financial Institution

Adaptability

• A requirement to respond to changing priorities within the role
• Capacity to plan, organise and manage workloads independently
• Utilise changing systems or procedures

What Mizuho Can Offer You

Here at Mizuho, there are fantastic progression opportunities and clear paths to promotion. We will give you ample opportunity to affect change and to help grow our business.

In addition to the great opportunity outlined above we are also currently able to offer:

• Competitive starting salary, plus discretionary bonus
• Non-contributory pension
• 27 days\' annual leave
• Core working hours*
• Hybrid working - office and home based*
• Virtual GP
• Wellbeing benefits, including Mental Health Allies and First Aiders
• For applicable roles only

At Mizuho, we embrace flexible ways of working when the role permits. We offer different working arrangements like part-time, job-sharing and hybrid (office and home) working. Our purpose-led culture and global infrastructure help us connect, collaborate, and work together in agile ways to meet all our business needs.

At Mizuho we are committed to supporting equality, diversity and equality, and seek to create a workplace that is fully inclusive. We welcome applications from all sections of the community that we operate in and from all ethnic backgrounds, sexual orientation, beliefs, gender identities and disabilities.

If you require more information about our equal opportunities policy or wish to discuss any accessibility requirements or reasonable adjustments please contact the recruitment team - [e-mail] and we will be happy to help.