Graduate Commercial Finance Broker Programme

Funderer; Chelmsford; On-site; GBP 90,000 - 120,000; Full time

Benefits offered by this job

Mentorship from founder/CEO

Structured training in finance and biz

Uncapped commission

Job summary

Funderer in Brentwood, UK, is seeking ambitious graduates to join the Graduate Commercial Finance Broker Programme. You will work office-based, Monday to Friday, directly with business owners to arrange funding and build lasting client relationships.

You will receive mentorship from the founder and CEO, plus structured training in commercial finance, negotiation, and relationship management. Expect rapid progression and uncapped commissions as you grow your career.

Qualifications

• Graduate with ambition to succeed in commercial finance.
• Willingness to outbound call business owners and decision-makers.
• Strong communication and relationship-building skills.
• Ability to manage multiple funding applications and pipelines.

Responsibilities

• Conduct outbound calls to business owners to identify funding needs.
• Build and maintain relationships with clients and prospects.
• Understand clients' financials and funding objectives.
• Prepare and progress funding applications with lending partners.
• Maintain accurate client records in the CRM system.
• Work toward individual performance and revenue targets.

Skills

Outbound calls

Client relationships

Funding knowledge

Communication skills

Negotiation

CRM management

Pipeline management

Target-driven

Resilience

Graduate mindset

Education

University degree

Tools

CRM software

Job description

Earning Potential: £100,000+ OTE by Year 3

Commission: Uncapped

Start Date: January 2027

Employment: Full-time, permanent

Working Arrangements: Office-based, Monday to Friday

Overview

An exceptional opportunity to launch a successful career in commercial finance.

Funderer is a rapidly growing UK commercial finance brokerage looking for ambitious, competitive and highly motivated graduates to join our expanding team in Brentwood.

This is an opportunity to build a rewarding career in commercial finance, working directly with business owners to help them access the funding they need to grow.

You will receive direct mentorship from the founder and CEO, alongside structured training designed to develop your commercial knowledge, communication skills and ability to manage client relationships.

We are looking for individuals who are hungry to succeed, thrive in competitive environments and want to build a career with exceptional earning potential.

This is a commercially focused, client-facing position. If you are seeking a traditional finance or analytical graduate role, this opportunity will not be the right fit.

Why should you apply?

As part of the Graduate Commercial Finance Broker Programme, you will benefit from:

• Dedicated 1-to-1 mentorship and coaching directly from the founder and CEO.
• Structured training covering commercial finance, business development, negotiation and relationship management.
• Hands-on exposure to business owners, commercial lending products and live funding transactions.
• The opportunity to develop relationships with business owners, directors and senior decision-makers.
• Early responsibility, with opportunities to manage your own clients and funding applications.
• A clear career development pathway with significant earning potential.
• Uncapped commission and opportunities for rapid progression based on performance.

Your earning potential:

High-performing individuals have the opportunity to exceed these figures through uncapped commission.

Unlike traditional graduate programmes, you will not spend years rotating through departments before being given commercial responsibility.

At Funderer, you will gain practical experience from the beginning, working closely with experienced colleagues and contributing directly to the company's growth.

How the Graduate Programme develops you

Months 0–3: Build the foundations

Develop an understanding of commercial finance, lending products and lender criteria while building confidence in communication, business development and client engagement.

Work closely with the founder to develop your client management skills, understand business funding requirements and learn how to prepare and progress commercial finance applications.

Months 6–12: Take greater ownership

Begin managing client relationships and funding applications with increasing independence, developing your ability to identify suitable funding solutions and support businesses throughout the funding process.

Year 2: Become an established Commercial Finance Broker

Manage your own portfolio of clients, develop long-term business relationships and increase your commercial expertise while working towards £80,000 OTE.

Year 3: Accelerate your career

Develop into an experienced Commercial Finance Broker, manage increasingly complex funding requirements and work towards £100,000 OTE, with opportunities to progress into senior positions.

About the company

Funderer is a UK commercial finance brokerage specialising in helping small and medium-sized businesses access funding.

We work with an extensive panel of established commercial lenders to identify suitable financing solutions for businesses across the UK.

Our funding solutions range from approximately £1,000 to £2,000,000, subject to eligibility and lender criteria.

We help businesses access working capital, manage cash flow, invest in expansion and achieve their commercial objectives.

Our ambition is to become one of the UK's leading commercial finance businesses by combining innovative technology, exceptional customer service and a high-performance culture.

Joining Funderer at this stage provides an opportunity to work closely with the founder and play a meaningful role in the company's continued expansion.

What is the role?

As a Graduate Commercial Finance Broker, your responsibilities will include:

• Conducting outbound calls to business owners and decision-makers to identify potential funding requirements.
• Building and maintaining relationships with prospective and existing clients.
• Understanding businesses' financial circumstances, funding requirements and commercial objectives.
• Helping clients identify suitable commercial finance solutions.
• Developing knowledge of commercial lending products, lender criteria and funding structures.
• Preparing and progressing funding applications with our lending partners.
• Supporting clients throughout the funding process, from initial enquiry through to completion.
• Managing a pipeline of commercial finance opportunities.
• Maintaining accurate client records within our CRM system.
• Developing long-term client relationships and identifying opportunities to support businesses with future funding requirements.
• Working towards individual performance and revenue targets.
• Taking on increasing responsibility as you develop your commercial expertise.

Who is best suited to this role?

We are particularly interested in:

• Success-driven individuals who genuinely enjoy competing, improving and winning.
• Highly motivated, ambitious and target-driven individuals.
• Confident communicators who can build rapport and trust quickly.
• Resilient individuals who remain motivated when faced with challenges.
• Commercially curious graduates with a genuine interest in business, entrepreneurship and finance.
• Entrepreneurial self-starters who want responsibility and significant earning potential.
• Individuals who are highly coachable and receptive to constructive feedback.
• Graduates who demonstrate a strong work ethic and a desire to continuously improve.
• Candidates with a university degree in any discipline.
• Individuals with a competitive sporting background, although this is not essential.

Previous sales experience is advantageous but not required.

We value ambition, resilience, competitiveness and attitude above previous experience.

We'd advise NOT applying if:

• You are looking for an analytical, research-focused or back-office graduate position.
• You are uncomfortable speaking with business owners and senior decision-makers.
• You are unwilling to conduct outbound business development activity.
• You are not motivated by performance targets or career progression.
• You struggle with rejection or challenging conversations.
• You are unwilling to receive constructive feedback and continuously improve.
• You are looking for a remote or hybrid position.
• You cannot work from our Brentwood office 5 days per week.

Working arrangements

Working Days: Monday to Friday

Office Attendance: 5 days per week

Employment: Full-time, permanent

Start Date: January 2027

This is a fully office-based position.

We believe working alongside experienced colleagues and receiving direct, hands-on coaching is particularly valuable during the early stages of a commercial finance career.