Graduate Analyst – Asset Backed Securitisation

06500 Citigroup Global Markets Limited; London; On-site; GBP 30,000 - 45,000; Full time

Job summary

Join Citi as a Graduate Analyst in Asset Backed Securitisation, based in London. This role offers the chance to originate and execute securitisation projects, working closely with financial institutions across various jurisdictions. Ideal candidates are expected to have a 2:1 degree or higher and relevant internship experience. Enjoy a competitive salary and extensive employee benefits in a dynamic, supportive workplace.

Benefits

Generous holiday allowance starting at 27 days plus bank holidays

A discretional annual performance-related bonus

Private medical insurance packages

Pension Plan

Access to learning and development resources

Qualifications

• Expected to have achieved a 2:1 or equivalent at undergraduate level.
• Previous internships completed in finance are necessary.
• Ability to manage different stakeholders is crucial.

Responsibilities

• Originate and execute securitisation and advisory roles across multiple asset classes.
• Work with large databases and model expected loss and asset values.
• Negotiate tranching levels with rating agencies.

Skills

Analytical skills

Interpersonal skills

Problem solving

Communication

MS Office skills

Education

Undergraduate degree (2:1 or equivalent)

Job description

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Graduate Analyst – Asset Backed Securitisation, London

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Client:

06500 Citigroup Global Markets Limited

Location:

London, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Reference:

7dfc0f121564

Job Views:

5

Posted:

02.06.2025

Expiry Date:

17.07.2025

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Job Description:

Are you looking to start your career at the heart of a global financial institution? Then bring your skills in analysis, problem solving and communication to Citi’s Asset Back Securities (ABS) Financing & Securitisation Team within Spread Products.
By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Team/Role Overview

You will have the opportunity to work across UK, Europe, Middle East & Africa with financial institutions, fintech companies, private equity firms, hedge funds, governments. and corporates to originate, execute and close public and private securitisations of financial assets and provide asset advisory services.

What you’ll do

Originate and execute securitisation and advisory roles across multiple asset classes ( SME Loans, Consumer Loans, auto Loans and Leases, Leveraged Loans, Credit Cards, Residential Mortgages)

Working with and organising large databases

Modelling expected loss and asset values

Putting together presentations

Work in close partnership with internal control functions such as Legal, Compliance, and Risk to ensure appropriate governance and controls

Negotiating tranching levels with rating agencies

Working with lawyers in documenting a transaction

Working with partners across Citi to develop new clients

Assist in development of securitisation in new asset classes and new jurisdictions

What we’ll need from you

Expected to achieve or have achieved a 2:1 (or equivalent) at undergraduate level

Ability to start in July 2025

Previous internships completed in finance

Strong interpersonal skills and ability to build relationships both internally and externally

Strong analytical skills and strong MS Office skills

Ability to work with and manage different stakeholders

While speaking an additional European language is not mandatory, it is helpful

What we can offer you

This is a fantastic opportunity to develop significant client origination relationships skills and responsibilities. The role will provide the ability to develop credit knowledge and execute transactions around multiple asset classes, including Auto Loans, Consumer Unsecured Loans, SME Loans, Residential Mortgages in addition to developing broad based internal relationships due to multi-disciplinary approach.

We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well.

By joining Citi London, you will receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as:

Generous holiday allowance starting at 27 days plus bank holidays; increasing with tenure

A discretional annual performance related bonus

Private medical insurance packages to suit your personal circumstances

Employee Assistance Program

Pension Plan

Special discounts for employees, family, and friends

Access to an array of learning and development resources

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

Candidates applying for this role must be aware that it is a Certified Role, subject to the FCA and PRA Certification Regime.

The Certification Regime is one element of the Individual Accountability Regime which came into effect on 7 March 2016. Under the Certification Regime, Citi UK regulated entities (Citi entities) must ensure that employees working in certain roles categorised as specified significant harm functions (Certified Roles) are assessed as fit and proper to carry out their role. Under the guidance provided by the FCA and PRA, firms should have regard to the following when assessing fitness and propriety:

* Honesty, integrity and reputation

* Financial soundness

* Competence and capability

In order to comply with the requirements of the Certification Regime, Citi entities must take reasonable care to ensure that an employee does not perform a Certified Role without first being certified as Fit and Proper. For this reason, you will be assessed for this role against the Fit and Proper requirements, as described above.

This assessment will be carried out through extensive interviews, self-disclosures, permitted criminal record checks, regulated reference checks, credit checks and other background screening checks.

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Job Family Group:

Institutional Banking

Are you looking to start your career at the heart of a global financial institution? Then bring your skills in analysis, problem solving and communication to Citi’s Asset Back Securities (ABS) Financing & Securitisation Team within Spread Products.
By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Team/Role Overview

You will have the opportunity to work across UK, Europe, Middle East & Africa with financial institutions, fintech companies, private equity firms, hedge funds, governments. and corporates to originate, execute and close public and private securitisations of financial assets and provide asset advisory services.

What you’ll do

Originate and execute securitisation and advisory roles across multiple asset classes ( SME Loans, Consumer Loans, auto Loans and Leases, Leveraged Loans, Credit Cards, Residential Mortgages)

Working with and organising large databases

Modelling expected loss and asset values

Putting together presentations

Work in close partnership with internal control functions such as Legal, Compliance, and Risk to ensure appropriate governance and controls

Negotiating tranching levels with rating agencies

Working with lawyers in documenting a transaction

Working with partners across Citi to develop new clients

Assist in development of securitisation in new asset classes and new jurisdictions

What we’ll need from you

Expected to achieve or have achieved a 2:1 (or equivalent) at undergraduate level

Ability to start in July 2025

Previous internships completed in finance

Strong interpersonal skills and ability to build relationships both internally and externally

Strong analytical skills and strong MS Office skills

Ability to work with and manage different stakeholders

While speaking an additional European language is not mandatory, it is helpful

What we can offer you

This is a fantastic opportunity to develop significant client origination relationships skills and responsibilities. The role will provide the ability to develop credit knowledge and execute transactions around multiple asset classes, including Auto Loans, Consumer Unsecured Loans, SME Loans, Residential Mortgages in addition to developing broad based internal relationships due to multi-disciplinary approach.

We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well.

By joining Citi London, you will receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as:

Generous holiday allowance starting at 27 days plus bank holidays; increasing with tenure

A discretional annual performance related bonus

Private medical insurance packages to suit your personal circumstances

Employee Assistance Program

Pension Plan

Paid Parental Leave

Special discounts for employees, family, and friends

Access to an array of learning and development resources

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

Candidates applying for this role must be aware that it is a Certified Role, subject to the FCA and PRA Certification Regime.

The Certification Regime is one element of the Individual Accountability Regime which came into effect on 7 March 2016. Under the Certification Regime, Citi UK regulated entities (Citi entities) must ensure that employees working in certain roles categorised as specified significant harm functions (Certified Roles) are assessed as fit and proper to carry out their role. Under the guidance provided by the FCA and PRA, firms should have regard to the following when assessing fitness and propriety:

* Honesty, integrity and reputation

* Financial soundness

* Competence and capability

In order to comply with the requirements of the Certification Regime, Citi entities must take reasonable care to ensure that an employee does not perform a Certified Role without first being certified as Fit and Proper. For this reason, you will be assessed for this role against the Fit and Proper requirements, as described above.

This assessment will be carried out through extensive interviews, self-disclosures, permitted criminal record checks, regulated reference checks, credit checks and other background screening checks.

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Job Family Group:

Institutional Banking

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Job Family:

Investment Banking

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Time Type:

Full time

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