Graduate Analyst – Asset Backed Securitisation

Citigroup Inc.; London; On-site; GBP 35,000 - 55,000; Full time

Job summary

Ein etabliertes Finanzinstitut sucht motivierte Talente, die ihre Karriere im Bereich Asset Back Securities starten möchten. In dieser spannenden Rolle werden Sie die Möglichkeit haben, mit führenden Finanzinstitutionen und Unternehmen zusammenzuarbeiten, Securitisationen durchzuführen und Beratungsdienste anzubieten. Sie entwickeln Fähigkeiten in der Kundenakquise und erhalten umfassende Einblicke in verschiedene Asset-Klassen. Das Unternehmen bietet ein unterstützendes Umfeld mit hervorragenden Entwicklungsmöglichkeiten und einer Vielzahl von Vorteilen, um Ihre berufliche und persönliche Entwicklung zu fördern. Wenn Sie bereit sind, Ihre Fähigkeiten in einem dynamischen Team einzusetzen, ist dies die perfekte Gelegenheit für Sie.

Benefits

27 Tage Urlaub plus Feiertage

Leistungsabhängiger Bonus

Private Krankenversicherung

Mitarbeiterunterstützungsprogramm

Pensionsplan

Bezahlte Elternzeit

Sonderrabatte für Mitarbeiter

Zugang zu Lernressourcen

Qualifications

• Abschluss in einem relevanten Bereich mit einem 2:1 oder gleichwertig.
• Starke analytische Fähigkeiten und MS Office Kenntnisse.

Responsibilities

• Originate und execute Securitisation und Advisory-Rollen über mehrere Asset-Klassen.
• Arbeiten mit großen Datenbanken und Modellierung von Verlusten.

Skills

Analytische Fähigkeiten

Kommunikationsfähigkeiten

Problem-solving

Interpersonelle Fähigkeiten

MS Office Kenntnisse

Education

2:1 Abschluss oder gleichwertig

Job description

Are you looking to start your career at the heart of a global financial institution? Then bring your skills in analysis, problem solving and communication to Citi’s Asset Back Securities (ABS) Financing & Securitisation Team within Spread Products.
By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Team/Role Overview

You will have the opportunity to work across UK, Europe, Middle East & Africa with financial institutions, fintech companies, private equity firms, hedge funds, governments. and corporates to originate, execute and close public and private securitisations of financial assets and provide asset advisory services.

What you’ll do

• Originate and execute securitisation and advisory roles across multiple asset classes (e.g. SME Loans, Consumer Loans, auto Loans and Leases, Leveraged Loans, Credit Cards, Residential Mortgages)

• Working with and organising large databases

• Modelling expected loss and asset values

• Putting together presentations

• Work in close partnership with internal control functions such as Legal, Compliance, and Risk to ensure appropriate governance and controls

• Negotiating tranching levels with rating agencies

• Working with lawyers in documenting a transaction

• Working with partners across Citi to develop new clients

• Assist in development of securitisation in new asset classes and new jurisdictions

What we’ll need from you

• Expected to achieve or have achieved a 2:1 (or equivalent) at undergraduate level

• Ability to start in July 2025

• Previous internships completed in finance

• Strong interpersonal skills and ability to build relationships both internally and externally

• Strong analytical skills and strong MS Office skills

• Ability to work with and manage different stakeholders

• While speaking an additional European language is not mandatory, it is helpful

What we can offer you

This is a fantastic opportunity to develop significant client origination relationships skills and responsibilities. The role will provide the ability to develop credit knowledge and execute transactions around multiple asset classes, including Auto Loans, Consumer Unsecured Loans, SME Loans, Residential Mortgages in addition to developing broad based internal relationships due to multi-disciplinary approach.

We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well.

By joining Citi London, you will receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as:

• Generous holiday allowance starting at 27 days plus bank holidays; increasing with tenure

• A discretional annual performance related bonus

• Private medical insurance packages to suit your personal circumstances

• Employee Assistance Program

• Pension Plan

• Paid Parental Leave

• Special discounts for employees, family, and friends

• Access to an array of learning and development resources

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

Candidates applying for this role must be aware that it is a Certified Role, subject to the FCA and PRA Certification Regime.

The Certification Regime is one element of the Individual Accountability Regime which came into effect on 7 March 2016. Under the Certification Regime, Citi UK regulated entities (Citi entities) must ensure that employees working in certain roles categorised as specified significant harm functions (Certified Roles) are assessed as fit and proper to carry out their role. Under the guidance provided by the FCA and PRA, firms should have regard to the following when assessing fitness and propriety:

* Honesty, integrity and reputation

* Financial soundness

* Competence and capability

In order to comply with the requirements of the Certification Regime, Citi entities must take reasonable care to ensure that an employee does not perform a Certified Role without first being certified as Fit and Proper. For this reason, you will be assessed for this role against the Fit and Proper requirements, as described above.

This assessment will be carried out through extensive interviews, self-disclosures, permitted criminal record checks, regulated reference checks, credit checks and other background screening checks.

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Job Family Group:

Institutional Banking

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Job Family:

Investment Banking

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Time Type:

Full time

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.