Financial Risk Manager

Revolut Ltd; United Kingdom; Hybrid; GBP 90,000 - 130,000; Full time

Benefits offered by this job

Flexible work location

Revolut Metal subscription

Year-round events

Competitive benefits

Job summary

Revolut Ltd is seeking a seasoned Second-line Risk Manager to identify, assess, manage, and report on financial risk. You will partner with Treasury, Finance, Credit, and Compliance to independently assess and oversee risk-taking activities. This role offers flexibility to work from home, the office, or abroad.

You will define responses to regulatory changes, develop risk policies, and model risks under stress. Strong analytical abilities and stakeholder engagement are essential.

Qualifications

• 10+ years experience in financial risk management within financial services.
• In-depth knowledge of financial risk regulations and banking industry.
• Understanding of stress-testing methodologies.
• Experience with model development, implementation, and governance.
• Analytical mindset with data skills.
• Autonomy in decision-making and driving change.
• Excellent interpersonal skills.

Responsibilities

• Define responses to financial risk regulation changes and funding plan requirements.
• Develop and maintain financial risk policies, stress testing, metrics, and reporting systems.
• Engage first-line businesses to identify, monitor, and govern emerging financial risks.
• Model financial risks under various stress scenarios with appropriate assumptions and calibrations.
• Monitor capital and liquidity risk exposures against internal and regulatory limits.
• Investigate risk events, produce related reports, and escalate breaches to governance forums.
• Build relationships with senior stakeholders to support risk governance.

Skills

Financial risk mgmt

Regulatory knowledge

Stress testing

Model governance

Data analysis

Decision making

Stakeholder management

SQL

Tools

SQL

Job description

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 80+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Risk at Revolut operates across all functions, products, and regions to monitor front-line performance and ensure the business operates safely. They’re among the first to be involved in new initiatives, from tech to customer support.

We’re looking for a second-line Risk Manager to identify, assess, manage, and report on financial risk. You'll partner with Treasury, Finance, Credit, and Compliance teams to independently assess and oversee risk‑taking activities.

Up to shape what's next in finance? Let's get in touch.

What you'll be doing

• Defining responses to financial risk regulation changes and funding plan requirements
• Developing and maintaining financial risk policies, stress testing, metrics, and reporting systems
• Engaging and challenging first-line businesses to identify, monitor, and govern emerging financial risks, including in new product risk assessments
• Modelling financial risks under various stress scenarios, with appropriate assumptions and calibrations
• Monitoring capital and liquidity risk exposures against internal and regulatory limits
• Investigating risk events, producing related reports, and escalating breaches to the appropriate governance forum
• Building relationships with senior stakeholders to support risk governance and challenge emerging risks

What you'll need

• 10+ years of experience in financial risk management within financial services
• In-depth knowledge of financial risk-related regulations and their application in the banking industry
• An understanding of stress-testing methodologies
• Familiarity with model development, implementation, and governance
• An analytical mindset to break down complex problems and work with data
• Autonomy in decision-making and driving change with sound judgement
• Excellent interpersonal skills

Nice to have

• Familiarity with SQL or a scripting language

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We’re not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Get what you need to succeed

• Financial benefits that show we value your work
• Flexibility to work from home, the office, or abroad
• A Revolut Metal subscription loaded with perks
• Exciting events year-round so you can get to know your team