Credit Manager (Product)

Revolut Ltd; Greater London; Hybrid; GBP 70,000 - 110,000; Full time

Benefits offered by this job

Financial benefits

WFH/office/abroad flexibility

Revolut Metal subscription

Year-round events

Job summary

Revolut Ltd is seeking a Credit Product Manager to lead the growth of credit features across our global platform. You will own the product lifecycle from strategy to execution, shaping experiences that build trust and engagement across regions.

You will drive funnel improvements, manage risk, and partner with cross-functional teams to deliver safe, scalable credit solutions that delight customers while meeting regulatory requirements.

Qualifications

• Solid design experience building retail credit products and/or features.
• Strong understanding of the full credit lifecycle and its impact on experience.
• Knowledge of UI/UX and customer behaviour.
• Experience analysing data and real-world use cases.
• Understanding of risk management principles and governance.
• Programming or data analysis skills.
• Experience with user research and prioritising features by customer needs.

Responsibilities

• Set vision for new credit products and how they align with company goals.
• Build credit products with world-class customer experiences in mind.
• Define and prioritise short, medium, and long-term goals.
• Ensure high UX engagement to deliver great experiences.
• Create a high-conversion funnel and reduce CAC.
• Maintain high customer satisfaction in retail credit.
• Establish reliable third-party partnerships and compliance.

Skills

Credit product management

Retail credit design

Data analysis

Risk management

UI/UX understanding

Communication

Team leadership

Prioritisation

Education

Technical degree

Job description

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 80+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward-thinking solutions tailored to each region.

We're looking for a Credit Product Manager who'll be the go-to person on all things credit. You'll drive growth, improve funnel conversion and engagement, lower cost of acquisition, and maintain the best quality on all aspects of the product and customer journey.

Up to shape what's next in finance? Let’s get in touch.

What you’ll be doing

• Setting the vision for new products and features, and understanding how they fit into our company goals
• Building credit products with world‑class customer experiences in mind
• Defining, prioritising, and communicating short, mid, and long‑term product goals
• Ensuring high engagement in the UX domain to deliver great customer experiences
• Creating a high‑conversion funnel
• Lowering the cost of customer acquisition
• Ensuring high customer satisfaction within the retail credit segment
• Establishing reliable and reputable third‑party partnerships
• Ensuring zero tolerance of any compliance issue or breach of regulatory requirements

What you'll need

• A technical degree from a top university
• Solid design experience building retail credit products and/or features
• A great understanding of the full credit lifecycle of a customer and how it impacts customer experience
• Knowledge of UI/UX, and an understanding of customer behaviour
• Experience analysing data and real‑world experiences
• An understanding of risk management principles
• Programming and data analysis skills
• Experience in user research and the ability to prioritise features based on customer needs/wants
• Excellent communication, interpersonal, and negotiation skills
• An analytical approach and track record of making data‑driven decisions
• The ability to lead a team, take ownership, and build partnerships with other functions
• A passion for building new processes and challenging the status quo

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard‑working team.

Get what you need to succeed

• Financial benefits that show we value your work
• Flexibility to work from home, the office, or abroad
• A Revolut Metal subscription loaded with perks
• Exciting events year-round so you can get to know your team