Financial Risk Manager

TN United Kingdom; Cheadle; On-site; GBP 45,000 - 75,000; Full time

Job summary

An established industry player is seeking a Financial Risk Manager to lead the charge in financial and climate risk management. In this pivotal role, you will develop risk registers and policies, ensuring that the organization maintains a robust risk profile. Collaborating with various stakeholders, you will play a crucial role in shaping risk appetites and metrics for the Executive and Board. This role offers an exciting opportunity to contribute to a forward-thinking company that values diversity and fosters a supportive environment for its employees.

Benefits

26 days holiday plus birthday off

Discretionary annual bonus

Life assurance

Critical illness cover

Health cash plan

Private medical insurance

Free access to company holiday homes

Travel season ticket loans

Ride to work scheme

Free local gym access

Qualifications

• Recognised accountancy or financial risk management qualification required.
• Experience in accountancy, external audit, or financial risk preferred.

Responsibilities

• Oversee financial and climate risk management processes.
• Develop financial risk policies and ensure governance.

Skills

Analytical Skills

Problem-Solving Skills

Communication Skills

Stakeholder Engagement

Education

Accountancy Qualification

Financial Risk Management Qualification

Job description

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We’re Together– the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we’ve been established since 1974 and have built a team of over 750 colleagues who are passionate about supporting individuals and businesses in achieving their property ambitions by making finance work for them.

We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do, and we work hard to support them in turning challenges into opportunities, helping make their property ambitions a reality.

We’re looking for great people from all backgrounds and experiences who love working together and putting our customers at the heart of everything we do – and that starts with our brilliantly different team of people.

Job Description

As a Financial Risk Manager, you will be responsible for overseeing first-line financial and climate risk management. You will develop financial risk registers to monitor the evolution of key risks, feeding into ALCO. You will also review and develop the financial risk policy, set and manage financial risk appetites, and produce risk profiles. For climate risk, you will collaborate with key stakeholders to ensure the risk profile, appetites, and metrics provide suitable oversight and assurance to the Executive and Board.

As a Financial Risk Manager, your responsibilities include:

• Leading assurance of first-line financial and climate risk management
• Developing financial and climate risk policies, ensuring appropriate governance and evidence of key controls
• Producing risk profiles for Executive and Board risk committees, working with the first line and Group Risk colleagues to identify all material risks and define mitigating actions
• Supporting the setting of risk appetites and metrics via the Board
• Developing suitable KRIs with business stakeholders for financial and climate risk management
• Supporting the second line risk profile impact assessment of financial plans: budgets, reforecasts, and strategic plans
• Developing financial risk registers to monitor key risks, feeding into ALCO
• Contributing to the continuous development of risk management and risk appetites

Qualifications

• A recognised accountancy or financial risk management qualification
• Experience in accountancy, external audit, financial risk, or prudential risk (risk assurance, risk consulting)
• Ability to engage and build relationships with senior stakeholders
• Strong analytical skills to identify trends, interpret data, and investigate anomalies
• Effective problem-solving skills with the ability to make recommendations considering commercial and customer implications
• Excellent communication skills to articulate complex issues and interact effectively across teams

Additional Information

Benefits of working at Together

• 26 days holiday plus a day off for your birthday (increasing with service to 30 days), plus bank holidays
• Buy & sell holidays
• Discretionary annual bonus
• Life assurance
• Critical illness cover
• Health cash plan
• Private medical insurance
• Free access to company holiday homes
• Travel season ticket loans
• Ride to work scheme
• Free local gym access
• Local discounts at bars and restaurants

Together Money embraces diversity and inclusion, and we are proud to be an equal opportunity workplace. We celebrate difference, support it, and value our colleagues for who they are. We are committed to building a team that reflects a variety of backgrounds, perspectives, and skills.

We care about your experience with us. If you need reasonable adjustments to make your application process easier, please let us know, and we will do our best to accommodate.

Please note that all successful applicants will undergo employment reference, financial, and criminal record checks.