Financial Planning Specialist

Coutts; Birmingham; Hybrid; GBP 32,000 - 52,000; Full time

Benefits offered by this job

Hybrid work

Office visits

Job summary

Coutts is seeking a Financial Planning Specialist to serve Premier Banking clients from Birmingham. You will deliver bespoke investment and retirement planning advice, helping clients reach their financial goals, while managing risk and portfolio growth.

You'll work from home part of the week and spend two days in the office or visiting clients, using your QCF level 4 Regulated Investment Advice qualification and progressing toward level 6. A client-centric, compliant approach is essential.

Qualifications

• Strong relationship management and client-focused advisory skills.
• Ability to translate complex financial information into understandable guidance.
• Experience in or exposure to Premier Banking or high-net-worth clients.

Responsibilities

• Provide bespoke financial planning and investment advice to Premier Banking clients.
• Manage growth and profitability of your portfolio and drive sustainable business growth.
• Identify and refer opportunities to broader bank teams to meet client needs.

Skills

Relationship management

Financial planning

Client communication

Market awareness

Education

QCF Level 4 Regulated Investment Advice

QCF Level 6 (desired)

FCA Training & Competence

Job description

Join us as a Financial Planning Specialist

• Take on a new role, honing your relationship management and financial planning expertise


• You'll be helping our clients to achieve their financial goals, providing them with bespoke financial planning advice


• This is an opportunity to utilise your QCF level 4 qualification in Regulated Investment Advice in a fast paced, collaborative environment


• You’ll work from home some of the time, but you’ll also spend two days a week working from an office or visiting clients

What You'll Do

As a Financial Planning Specialist, you’ll be meeting the financial planning needs of our Premier Banking clients, providing advice on Investment, Retirement Planning, Inheritance Tax and Protection. You’ll manage the growth, profitability and business mix of your portfolio and deliver sustainable business growth across a broad product range.

You’ll Also Be

• Identifying opportunities for referrals to the wider function and making sure that these are suited to the client’s needs


• Keeping up-to-date with financial markets and macroeconomic news, and remaining well informed of the views of markets and asset classes


• Promoting the bank’s image, reputation and credibility in defined priority markets, to strengthen and leverage the brand and build business opportunities

The Skills You'll Need

You’ll need a QCF level 4 qualification in Regulated Investment Advice, and you’ll ideally hold, or have a commitment to progress to, a QCF level 6. You’ll also possess an appropriate qualification in accordance with the FCA Training and Competence handbook.

What’s really important is your ability to become a trusted and respected adviser and adhere to the culture and principles of treating customers fairly and delivering outstanding levels of service.

Additionally, You’ll Need

• Investment skills, including expertise in detailed client profiling, risk analysis and asset allocation


• Business development skills to collaborate with a wide network of introducers


• Knowledge of current views on macro-economic environments and financial markets and the ability to articulate them


• The ability to act as a representative in the market place and develop business opportunities with internal and external centres of influence


• Proven competence in discussing advice pricing


• Experience in a similar role preferred