Financial Planning Specialist

Coutts; Aberdeen City; Hybrid; GBP 42,000 - 65,000; Full time

Job summary

Coutts is seeking a Financial Planning Specialist to serve Premier Banking clients across Aberdeen, Dundee and Inverness, delivering bespoke financial planning advice to help clients reach their financial goals.

You’ll work from home part of the time, with two days per week in an office or visiting clients, and you’ll bring a QCF level 4 Regulated Investment Advice qualification with a view to progress to level 6. The role supports growth and client service excellence.

Qualifications

• QCF level 4 qualification in Regulated Investment Advice is required.
• Ideally progressing to QCF level 6.
• Awareness of FCA Training and Competence handbook requirements.
• Experience providing bespoke financial planning advice to Premier Banking clients is advantageous.

Responsibilities

• Provide bespoke financial planning advice across Investment, Retirement Planning, Inheritance Tax and Protection for Premier Banking clients.
• Manage portfolio growth, profitability and mix while delivering sustainable business growth.
• Identify referral opportunities within the bank and ensure alignment with client needs.
• Promote Coutts’ image and build opportunities in defined priority markets.

Skills

Relationship management

Financial planning

Client servicing

Advisory communication

Education

QCF Level 4 Regulated Investment Advice

QCF Level 6 (preferred)

FCA Training & Competence awareness

Job description

Join us as a Financial Planning Specialist

• Take on a new role, honing your relationship management and financial planning expertise in the Aberdeen, Dundee and Inverness area
• You'll be helping our clients to achieve their financial goals, providing them with bespoke financial planning advice
• This is an opportunity to utilise your QCF level 4 qualification in Regulated Investment Advice in a fast paced, collaborative environment
• You’ll work from home some of the time, but you’ll also spend two days a week working from an office or visiting clients

What You'll Do

As a Financial Planning Specialist, you’ll be meeting the financial planning needs of our Premier Banking clients, providing advice on Investment, Retirement Planning, Inheritance Tax and Protection. You’ll manage the growth, profitability and business mix of your portfolio and deliver sustainable business growth across a broad product range.

You’ll Also Be

• Identifying opportunities for referrals to the wider function and making sure that these are suited to the client’s needs
• Keeping up-to-date with financial markets and macroeconomic news, and remaining well informed of the views of markets and asset classes
• Promoting the bank’s image, reputation and credibility in defined priority markets, to strengthen and leverage the brand and build business opportunities

The Skills You'll Need

You'll need a QCF level 4 qualification in Regulated Investment Advice, and you'll ideally hold, or have a commitment to progress to, a QCF level 6. You'll also possess an appropriate qualification in accordance with the FCA Training and Competence handbook. What’s really important is your ability to become a trusted and respected adviser and adhere to the culture and principles of treating customers fairly and delivering outstanding levels of service.

Additionally, You’ll Need

• Investment skills, including expertise in detailed client profiling, risk analysis and asset allocation
• Business development skills to collaborate with a wide network of introducers
• Knowledge of current views on macro-economic environments and financial markets and the ability to articulate them
• The ability to act as a representative in the market place and develop business opportunities with internal and external centres of influence
• Proven competence in discussing advice pricing
• Experience in a similar role preferred