Financial Institutions Credit Risk Manager

JR United Kingdom; London; On-site; GBP 100,000 - 125,000; Full time

Job summary

A leading financial institution in London is seeking a Financial Institutions Credit Risk Manager. The role involves managing a portfolio of Non-Bank Financial Institutions, performing credit analysis, and ensuring compliance with credit risk management practices. Candidates should have a minimum of 2 years of experience in credit analysis within a regulated financial services environment.

Qualifications

• Minimum 2 years of credit analysis experience, preferably covering funds/NBFIs.
• Experience working in a regulated environment, ideally within Financial Services.

Responsibilities

• Manage the end-to-end credit risk process and assess credit risk ratings.
• Perform detailed credit analysis and liaise with clients for credit opinions.
• Monitor the creditworthiness of the portfolio continuously.

Skills

Credit analysis

Risk management

Attention to detail

Job description

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Financial Institutions Credit Risk Manager, London

Client: Morgan McKinley

Location: London, United Kingdom

Job Category: Other

EU work permit required: Yes

Job Views: 1

Posted: 23.05.2025

Expiry Date: 07.07.2025

Job Description:

Key Responsibilities

1. Responsibility for a portfolio of predominantly Non-Bank Financial Institutions (NBFIs), focusing on funds and asset managers, including insurance companies and broker dealers. The portfolio may also include some Bank counterparties depending on experience.
2. Counterparty risk management: Perform detailed credit analysis of financial information, including published and management reports, financial models, fund newsletters, etc., and liaise with clients to authenticate the information for sound credit opinions.
3. Manage the end-to-end credit risk process: liaise with Front Office on credit limit requests, assess credit risk ratings, analyze credit profiles, and evaluate limit requests versus the established risk appetite, managing credit limit structures.
4. Provide input and advice on credit terms and support negotiations of legal documentation such as GMRA and ISDA with CSA.
5. Undertake risk analysis on new and existing transactions, focusing on global markets, commodities, derivatives, and loans.
6. Support the Front Office with time-sensitive trading requests and apply delegated authority when approving transactions and limit requests.
7. Monitor the creditworthiness of the portfolio continuously, using various sources and direct client contact.
8. Maintain the bank’s database of client, product, and industry information; monitor customer positions, limit excesses, and non-payment or disputed collateral calls, including stress testing results.
9. Coordinate with internal departments (Credit Risk, Legal, Operations, Compliance, Market/Country Risk, Front Office, Support Teams, Senior Management).
10. Participate in relevant projects and New Product Processes related to credit risk management of Financial Institution clients.
11. Support team members in relationship management, ad-hoc credit analysis, and secondary credit manager functions.
12. Assist the Head of Financial Institutions Credit Risk, London, and the Global Head of Financial Institutions Credit.

Preferred Qualifications and Experience

• Experience working in a regulated environment, ideally within Financial Services.
• Proven track record in Financial Services performance.
• Minimum 2 years of credit analysis experience, preferably covering funds/NBFIs.

Personal Attributes:

• Attention to detail.