Financial Crime Compliance Analyst

RiverStone International; Greater London, Brighton; Hybrid; GBP 55,000 - 85,000; Full time

Benefits offered by this job

Private Medical

Dental cover

Pension

Bonus scheme

Cycle To Work

Travel Insurance

Job summary

RiverStone International seeks a proactive Financial Crime Compliance Analyst to support the operation and ongoing development of RiverStone’s Financial Crime framework across the UK and Australian insurance businesses.

The role covers sanctions, AML, fraud, due diligence, screening, risk assessment, monitoring, reporting and training, with involvement in acquisitions and third-party relationships. It suits someone in regulated financial services aiming to deepen insurance sector expertise.

Qualifications

• Experience in Financial Crime within regulated financial services.
• Practical understanding of financial crime risks and controls including sanctions, AML and fraud.
• Experience undertaking screening, due diligence, referrals or control reviews.
• Strong analytical and investigative skills.
• Ability to interpret regulatory requirements and apply them practically.
• Experience maintaining records and audit trails.
• Strong written and verbal communication skills.

Responsibilities

• Operate the Financial Crime framework and identify risk.
• Assess financial crime risks across sanctions, AML, fraud and related areas.
• Maintain policies, procedures and controls.
• Perform and oversee screening and due diligence.
• Manage referrals and escalations.
• Support monitoring, assurance and governance reporting.
• Provide guidance to the business and respond to regulatory changes.
• Collaborate with Local and Group Compliance functions.

Skills

Sanctions

AML

Fraud

Due diligence

Screening

Risk assessment

Reporting

Training

Job description

RiverStone is seeking a proactive and delivery-focused Financial Crime Compliance Analyst to support the operation and continued development of RiverStone’s Financial Crime framework.

Working closely with the wider Compliance team, the role will support the identification, assessment and management of financial crime risks across RiverStone's UK and Australian insurance businesses.

The successful candidate will have hands-on responsibility across financial crime activities including sanctions, AML, fraud, bribery and corruption, tax evasion, due diligence, screening, referrals, risk assessment, monitoring, reporting and training. The role will also support financial crime considerations arising from acquisitions, delegated arrangements and third-party relationships.

This is a broad financial crime role suited to someone with experience in regulated financial services who is keen to develop deeper expertise within the insurance sector and take ownership of key processes.

Responsibilities

Role in the Target Operating Model

• Operating the Financial Crime framework.
• Identifying and assessing financial crime risks.
• Maintaining effective financial crime policies, procedures and controls.
• Performing and overseeing financial crime screening and due diligence.
• Managing financial crime referrals and escalations.
• Supporting financial crime monitoring and assurance.
• Producing management information and governance reporting.
• Providing advice and support to the business.
• Responding to regulatory change and emerging financial crime risks.
• Collaborating with both Local and Group Compliance functions throughout RiverStone

Key Responsibilities

1. Financial Crime Risk Assessment
   • Support the annual Financial Crime Risk Assessment across sanctions, AML, fraud, bribery and corruption, tax evasion and other relevant risks.
   • Analyse risk and control information, maintain supporting evidence and track remediation.
   • Monitor changes that may affect RiverStone’s financial crime risk profile.
2. Sanctions & Screening
   • Perform sanctions, PEP and adverse-media screening, including investigation and escalation of potential matches.
   • Support periodic rescreening and maintain evidence of decisions.
   • Monitor sanctions developments and support oversight of screening systems and providers.
3. Financial Crime Referrals & Investigations
   • Manage financial crime queries and referrals, investigating and escalating material matters to relevant stakeholders.
   • Maintain appropriate investigation records and support suspicious activity assessments.
   • Assist with regulatory and law-enforcement information requests.
   • Support financial crime due diligence relating to customers, claimants, suppliers, delegated authorities and other counterparties as applicable.
4. Fraud Prevention
   • Support RiverStone’s fraud prevention framework, including Failure to Prevent Fraud requirements.
   • Assess fraud risks and assist with investigations and referrals.
   • Monitor the effectiveness of fraud prevention controls.
5. Financial Crime Monitoring & Testing
   • Perform risk-based testing of financial crime controls and support thematic reviews.
   • Document findings and track remediation to completion.
   • Coordinate assurance activity with Compliance, Risk and Internal Audit where appropriate.
6. Governance, MI & Reporting
   • Prepare financial crime MI and reporting for senior management, Committees and Boards.
   • Support preparation of the annual MLRO Report and regulatory submissions.
   • Prepare regulatory returns, including Lloyds Transactional Reporting (LITA) requests and Frozen Asset reporting requirements
   • Identify and elevate material issues, trends and emerging risks.
7. Financial Crime Policy & Procedures
   • Maintain the Financial Crime Policy and supporting procedures.
   • Ensure requirements remain aligned with regulatory developments and RiverStone’s business.
   • Support implementation of Group standards within Local entities.
8. Regulatory Change & Horizon Scanning
   • Monitor financial crime regulatory, enforcement and industry developments.
   • Assess impacts and support implementation of required changes.
9. Training & Awareness
   • Support the development and delivery of financial crime training and communications.
   • Coordinate targeted and refresher training and monitor completion.
10. M&A & Strategic Transactions
    • Perform financial crime due diligence and risk assessment for acquisitions and transactions.
    • Support screening, remediation and control requirements during portfolio onboarding.
    • Support post-acquisition integration into RiverStone’s Financial Crime framework.

Requirements

Essential Experience

• Experience within Financial Crime, Compliance or a related control function in regulated financial services.
• Practical understanding of financial crime risks and controls, including sanctions, AML and fraud.
• Experience undertaking screening, due diligence, financial crime referrals or control reviews.
• Strong analytical and investigative skills.
• Ability to interpret regulatory requirements and apply them practically.
• Experience maintaining accurate records and audit trails.
• Strong written and verbal communication skills.
• Ability to manage multiple activities and deadlines.
• Strong attention to detail.
• A proactive approach and willingness to take ownership of processes.

Desirable Experience

• UK insurance, reinsurance or the Lloyd's market.
• FCA/PRA-regulated firms.
• Sanctions and financial crime screening platforms.
• Financial Crime Risk Assessments.
• Financial crime monitoring and testing.
• Fraud prevention frameworks.
• Compliance with Failure to Prevent Fraud requirements.
• Delegated authority or third-party oversight.
• M&A or acquisition due diligence.
• Preparing MLRO, Committee or Board reporting.
• Regulatory change and horizon scanning.
• Financial crime technology and data analytics.

Personal Attributes

• Proactive and comfortable taking ownership.
• Analytical, curious and detail-oriented.
• Comfortable investigating and challenging unusual activity.
• Pragmatic and able to apply regulatory requirements proportionately.
• Confident escalating concerns where appropriate.
• Able to build effective relationships with business stakeholders.
• Comfortable balancing BAU responsibilities with emerging issues and transactions.
• Interested in understanding RiverStone's business model and how financial crime risks arise across the insurance lifecycle.

Benefits

• Private Medical and Dental cover – Comprehensive Private Medical and Dental Insurance schemes with Bupa
• Health and Wellness –including access to our Employee Assistance Programme, Headspace subscription, Mental Health First aiders at each site, up to five funded counselling sessions per year,
• annual health check-up and eye test voucher
• Wellbeing Allowance – Can be used towards either physical or mental health wellbeing activities
• 25 days’ holiday per year – plus bank holidays and office closure on Christmas Eve. Holiday entitlement increases with length of service
• Bonus scheme – dependent on achieving individual, department and company goals
• Pension – a non-contributory defined contribution pension scheme
• Life Assurance – provides a lump sum 10 x your salary
• Permanent Health Insurance Scheme – scheme pays benefits during a prolonged period of illness or disability lasting more than 26 weeks
• Parental Leave – Enhanced Maternity, Paternity and Shared Parental Leave policy
• Training and development – Company funding for professional qualifications that would be beneficial for your role
• Volunteering and charity – triple matching donations made independently or via our Give As You Earn scheme, Give A and two paid volunteering days per year to help give back to our local communities
• Cycle To Work Scheme – a tax efficient way to purchase a bicycle
• Interest Free Travel Loan – to assist with commuting costs
• Travel Insurance – business and personal travel
• Sports and Social – active sports and social committee that organizes subsidised events

Working hours

Our standard working hours are from 09.30 a.m. to 5.30 p.m. Full time employees are to be in the office for 3 days per week, with 2 days working from home.

Closing date for this vacancy is Friday 6th November 2026 we will provide responses to applicants after this date.

RiverStone is proud to be a Disability Confident Employer. We are committed to providing an inclusive and accessible recruitment process and welcome applications from individuals of all backgrounds and abilities. Should you require any reasonable adjustments at any stage of the recruitment process, please let us know and we will work with you to support your needs.