Financial Crime Analyst London Operations

Wagestream; Greater London; Hybrid; GBP 40,000 - 55,000; Full time

Benefits offered by this job

25 Days Annual Leave

Private Healthcare

Pension salary sacrifice

Equity vesting

Season Ticket Loan

Job summary

Stream is seeking a Financial Crime Analyst to join our UK team. You will review KYC/AML, perform transaction monitoring, and support third-party integrations across payroll and HR systems. The role collaborates with Compliance and MLRO to ensure UK regulatory compliance.

Hybrid work in London, 3 days in the office. Salary ranging £40,000–£55,000 with equity vesting and broad benefits, including healthcare and pension options.

Qualifications

• Minimum 2 years of KYC/financial crime experience in FinTech or financial services.
• Knowledge of UK regulatory frameworks related to financial crime.
• Experience handling transaction monitoring and screening alerts.
• Familiarity with financial crime tools and OSSI data sources.
• Interest in FinTech, consumer credit, savings and regulation.

Responsibilities

• Architect, develop, and test code integrating with payroll, HR and WFM systems.
• Support onboarding of new clients by configuring them onto existing integrations.
• Maintain and optimise the integrations platform across multiple clients.
• Within 6 months, lead integration onboarding and drive platform evolution.

Skills

KYC

AML

Transaction Monitoring

Open Source Intelligence

Python

Analytical Skills

Communication

Confidentiality

FinTech

Cloud/DB Knowledge

Tools

Onfido

ComplyAdvantage

Dow Jones

CIFAS

Claude Code

AWS

PostgreSQL

Snowflake

Job description

# Financial Crime AnalystOperations|London|HybridStream was founded with the mission to provide fair financial tools to the everyday worker. Offered through destination employers like Greene King, Bupa, Burger King, Asda and the NHS, our award-winning platform helps over three million people to earn, learn, save, spend and borrow on their own terms, all in one smartphone app.Stream is unique: VC backed and growing at scale, but with a social conscience. Some of the world's leading impact funds were our founding investors, and we operate on a social charter, which means every product and service we create must measurably improve financial wellbeing.You’d be joining a team of over 300 passionate, ambitious people across Europe and the USA, building a category-defining product, and united by that same mission.**This Role:**The Financial Crime analyst role is part of our Financial Crime team. The Financial Crime Analyst is responsible for reviewing Know Your Customer (“KYC”), Anti-Money Laundering (“AML”), Transaction Monitoring and fraud due diligence checks on our customers and their transactions to ensure compliance with all applicable laws and UK regulations and to safeguard Stream against financial crime risk. The Financial Crime Analyst will report into our Financial Crime Manager and work closely with our MLRO and Compliance teams.**What will you be doing:*** Working with our Solutions Team and Delivery Managers to architect, develop, and test code that integrates with third-party payroll, HR and WFM systems* Support the onboarding of new clients by configuring them onto existing integration frameworks* Maintain and enhance the current integrations platform, driving broader system-level optimisationsWithin the first 6 months you’ll have developed a strong understanding of our domain, integrated multiple clients as the lead engineer, and contributed to the technical evolution of the integrations platform.The key technologies we use are Claude Code, Python, PostgreSQL, Snowflake and AWS.**What experience might you have? (But if you’re close... we'd still love to talk to you!)*** Minimum 2 years of KYC, financial crime or anti-money laundering experience within a Fintech or financial services firm.* Knowledge of UK regulatory frameworks related to financial crime (e.g., AML, KYC, Fraud and Sanctions regimes).* Experience managing transaction monitoring and screening alerts across multiple financial products (Card, Loans and Savings).* Proficiency in using financial crime detection tools and software (Onfido, ComplyAdvantage, DowJones, CIFAS) and open source intelligence.* Understanding of and interest in Fintech, consumer credit, savings, and financial services regulation desirable.* Ability to collaborate effectively with cross-functional teams and external partners.* Excellent analytical, communication and organisational skills.* Ability to maintain strict confidentiality.**Hybrid Working:** Ability to work from our London office 3 days a week, blending with remote work.**Salary:** Dependent on experience and seniority, ranging from £40,000 to £55,000, plus an equity vesting schedule in one of the world's fastest growing FinTechs.**What will we do for you?*** 25 Days Annual Leave in addition to public holidays (up to 5 day rollover), as well as flexible time off allowances for any ad-hoc childcare/family/caring needs.* 24 weeks' paid Maternity Leave and 4 weeks paid Paternity Leave for employees with over 12 months service.* Special Leave for In Vitro Fertilisation (IVF) and other fertility treatments.* Sabbatical scheme.* Paid leave to volunteer.* Private Healthcare including comprehensive mental and physical healthcare.* Salary sacrifice to pension, as well as bonus exchange to Pension: reap even more rewards of any bonus by paying into your pension & save on Tax and NI + added compound growth.* Enjoy savings with our electric vehicle salary sacrifice scheme.* Season Ticket Loan.* Access to Salary Sacrifice Schemes via ThanksBen: THE Benefits marketplace. Choose the benefits you want, when you want. Pay less tax, receive more value, including: Workplace nurseries, Cycle to Work, Home and Tech Scheme and more.* The best benefit of all, access to Stream!At Stream we celebrate and support our differences. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our product and our community to flourish. Stream is an equal opportunity workplace. We are dedicated to equal employment opportunities regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity/expression, or veteran status.