Financial Crime Advisory Manager & DMLRO

The West Brom; West Bromwich; Hybride; GBP 44 000 - 55 000; Plein temps

Avantages offerts par ce poste

Holiday allowance (25 days + BH)

Pension scheme 5-7%+ employer matching

Private medical insurance

Life assurance 4x salary

Perkbox access

Résumé du poste

The West Brom is seeking a Financial Crime Advisory Manager & DMLRO to lead financial crime prevention during a major digital transformation. The role involves ensuring risk frameworks, regulatory alignment and acting as deputy MLRO, with close collaboration with senior management and external partners.

The ideal candidate will have extensive AML/financial crime experience in a financial institution and hold an AML qualification, with preference for online savings project exposure.

Qualifications

• Extensive experience in financial crime/AML within a financial institution.
• Holder of a relevant Financial Crime/AML qualification (Certificate level minimum).
• Transformation project experience including online savings applications desirable.
• Online savings transactional fraud experience a distinct advantage.

Responsabilités

• Analyse regulatory output in Financial Crime matters and prepare recommendations and action plans.
• Author and maintain the Financial Crime Risk Management Framework and the Firm Wide Financial Crime Risk Assessment.
• Act as the product owner/ SME for financial crime during the digital transformation programme.
• Deputise for the Head of Compliance & MLRO as required.
• Represent the Society in trade and regulator forums with a proactive, solution-focused approach.

Connaissances

Financial crime experience

Formation

Financial Crime/AML qualification

Description du poste

Financial Crime Advisory Manager & DMLRO

Salary: £55,000 per annum (28 hours - £44,000 per annum)

Hours: 35 hours per week (Will consider 28 hours/4 days a week)

Contract: Permanent

Location: Hybrid (40% office based West Bromwich)

We’re made for each other

An exciting opportunity to join the West Brom as we launch a new on-line savings capability with the role holder expected to lead financial crime prevention development as we progress our transformation programme over the next 18 months to include our branch and direct originated accounts.

As a Financial Crime Advisory Manager & DMLRO, you will be the Society’s Deputy Money Laundering Reporting Officer (DMLRO). In addition carry out horizon scanning to identify the key risks within the Society’s operations and product offerings in relation to financial crime using gap analysis methods to develop effective systems and controls.

The Role holder will be expected to maintain and update where necessary, the Financial Crime Risk Management Framework and Firm Wide Financial Crime Risk Assessment whilst providing oversight support to the Financial Crime Officer.

What you’ll be doing:

• Analyse all regulatory output in Financial Crime matters, carrying out Gap Analysis and preparing recommendations and action plans as appropriate where gaps are evidenced/best practice can be adopted.
• To author and maintain the Financial Crime Risk Management Framework and associated policies as well as carry out the Firm Wide Financial Crime Risk Assessment for the Society.
• Act as the “product owner/SME” for financial crime whilst the Society undergoes its current digital transformation programme attending all relevant project meetings and working closely with our external third-party partners.
• Deputise for the Head of Compliance & MLRO as and when required
• You will be the “face of” the Society in trade and regulator forums and bodies representing the Society with a positive, solution seeking attitude to problem statements (UK Finance and BSA).
• Maintain an excellent working knowledge of the financial crime guidelines and notes and any other relevant legislation (e.g. JMLSG).
• Identify risks within the Society and its subsidiary Companies in relation to financial crime and develop effective and proportionate systems and controls.
• You will be responsible for ensuring that the BSA Fraud prevention Guidelines, JMLSG Guidance and the FCA’s Policy and guidance on Financial Crime and all Money Laundering Regulations are interpreted and adhered to within the Society by maintaining the relevant traceability matrix content.
• The role will also entail regular collaboration with Senior Level Management throughout the Society and you will be expected to maintain a series of regular meetings to share key financial crime learnings, hot topics and general education/awareness.

What we’re looking for:

• Current extensive experience of working in financial crime/Anti-Money Laundering related work is essential, with a proven experience within a financial institution.
• Holder of a relevant Financial Crime/AML qualification (Certificate level minimum).
• Previous experience of transformation projects including on-line savings applications would be highly desirable.
• On-line Savings transactional fraud experience would be a distinct advantage.
• Confident and professional individual, highly motivated and able to work with little direct supervision under own initiative.
• Excellent communication skills are essential for this role as the role holder will need to communicate clearly and concisely both orally and in writing for an area that is technical and complex.
• Be able to communicate effectively with a wide range of stakeholders including Senior Management, along with excellent presentation skills.

We Value a diverse range of skills and experiences here at the West Brom. So even if you don't meet every single requirement listed in the job description but are passionate about the role, we still encourage you to apply.

What's in it for you:

• We pride ourselves on our development opportunities and always look to promote from within wherever possible,
• Holiday starting at 175 hours (25 days) plus bank holidays that grow with your time with us and the opportunity to buy or sell up to 5 days holiday each year,
• 2 paid volunteering days a year,
• Living Pensions: Pension scheme starting at 5% contribution from you and 7% contribution from us, and we’ll match your further contributions up to 10.6%
• Enhanced maternity, paternity and adoption leave with paid fertility treatment, neonatal and pregnancy loss leave,
• Life assurance provided by the Society at 4 times your salary,
• Yearly performance related pay scheme and pay review,
• Private medical insurance that’s discounted when your time with us grows, with the option to include family members,
• Salary Sacrifice Electric/Hybrid Car Scheme,
• A Perkbox account – giving you 24/7 access to perks, benefits, discounts, wellbeing tools and loads more!
• And much more, from flexible working options, wellbeing support and a whole heap of warm West Bromness.

Why choose the West Brom?

At the West Brom we appreciate that our employees are unique individuals with differing needs depending on their specific circumstances and stages in life. When we say our people are the West Brom’s biggest asset that doesn’t mean just viewing them as employees. We’re proud of our heritage and absolutely believe that the West Brom is a great place to work. Our employers are the heart of bringing our new vision to life- where our customers and communities own a more secure future. Everyday, through the work they do together and the care they show, they’re helping turn that vision into real and lasting.

We’re a Disability Confident Leader and encourage disabled applicants and all from diverse backgrounds to apply. We’ll do what we can to adjust our recruitment journey and offer a guaranteed interview to disabled applicants who meet what we’re looking for. If you need any support with applying to one of our roles, get in touch at [e-mail].

Head Office: 2 Providence Place West Bromwich B70 8AF. www.westbrom.co.uk The West Brom is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Register no. 104877. ‘the West Brom’ is a trading name of West Bromwich Building Society.