Financial Advisor

FM JOBS LIMITED; Lostwithiel; On-site; GBP 50,000 - 75,000; Full time

Benefits offered by this job

Competitive salary £50,000-£75,000

Bonus scheme

Full benefits package

Flexible working arrangements

Comprehensive handover period

Administrative and compliance support

Access to established investment 플랫폼

Job summary

FM JOBS LIMITED is seeking an experienced Financial Adviser to inherit an established client bank in Cornwall, taking on approximately £40-45 million in assets under management. The role offers flexibility between employed or self-employed arrangements and a generous handover with the retiring adviser to ensure a smooth transition in early 2026.

The candidate should have a Level 4 Diploma in Financial Planning, a proven track record in holistic financial advice, and strong client relationship

Qualifications

• Qualified to Level 4 Diploma in Financial Planning (or equivalent).
• Proven track record managing client relationships and delivering holistic financial advice.
• Strong capability in client retention and relationship development.
• Desirable: Experience managing established client banks.
• Desirable: Knowledge of the Cornwall region.

Responsibilities

• Provide holistic financial advice to valued clients across Cornwall and surrounding region.
• Manage client relationships and grow the client bank through organic development.
• Coordinate a warm handover with the retiring adviser to ensure a smooth transition.
• Utilise established investment platforms and centralised propositions to meet client needs.

Skills

Relationship management

Client retention

Financial planning

Education

Level 4 Diploma in Financial Planning

Job description

Are you an experienced Financial Adviser seeking a rare opportunity to inherit an established client bank in Cornwall? This Financial Adviser job offers the chance to take on approximately £40-45 million in funds under management from a retiring adviser.

A well-established wealth management firm is seeking a talented Financial Adviser to provide for valued clients across the Cornwall region, extending from Truro towards Exeter. This represents a significant career opportunity for the right individual.

What makes this role special:

This Financial Adviser position offers genuine flexibility in how you structure your career. Whether you're seeking employed status with a competitive salary or prefer a self-employed arrangement, both options are available.

The retiring adviser is committed to a warm handover process, allowing you to meet clients and build relationships before they officially exit in early 2026.

The client bank has been personally managed for many years and represents a well-established, manageable portfolio. Depending on your profile and preferences, you could inherit the entire book or share the opportunity with another adviser. This flexibility means we can tailor the Financial Adviser opportunity to match your circumstances and ambitions.

For employed Financial Advisers, validation requirements would be substantially met through the inherited client bank alone, allowing you to focus on relationship management and organic growth.

Essential Requirements

• Qualified to Level 4 Diploma in Financial Planning (or equivalent)
• Proven track record managing client relationships and delivering holistic financial advice
• Strong capability in client retention and relationship development

Desirable Requirements

• Experience managing established client banks
• Knowledge of the Cornwall region

About the Company

A progressive, wealth management firm experiencing significant growth. They offer comprehensive support infrastructure, established investment propositions, and opportunities for career development within an expanding national business.

Benefits

• Employed option: Competitive salary £50,000-£75,000 (dependent on allocation), bonus scheme, full benefits package
• Self-employed option: Attractive ongoing adviser fee split, guaranteed income support during transition, business development support
• Comprehensive handover period with retiring adviser
• Full administrative and compliance support
• Access to established investment platforms and centralised propositions
• Flexible working arrangements

Location

This Financial Adviser role is based across Cornwall and the surrounding region. Candidates should be comfortable with the geography of Cornwall and ideally be based within, or willing to relocate to, the area.