Finance Manager (36C5EE8)

Referment; Greater London; On-site; GBP 55,000 - 75,000; Full time

Job summary

Referment is seeking a Finance Manager to own month-end, reconciliations and day-to-day finance operations in a fast-growing fintech environment in London. You will sit between the Financial Controller and the Finance Assistant, coordinating workflows and delivering accurate reporting.

The ideal candidate will hold ACA/ACCA/CIMA or equivalent, have 3–5 years in finance, and be proficient in Excel and Xero. You will help improve processes and controls as automation expands.

Qualifications

• Professional accounting qualification ACA/ACCA/CIMA or equivalent
• 3–5 years finance experience, 1+ year post-qualification for qualified candidates
• Experience with AP, AR, reconciliations, month-end close and management accounts
• Strong Excel: lookups, SUMIFS, pivot tables; familiarity with Xero or similar

Responsibilities

• Coordinate AP/AR, payments, and collections with workflows and queries resolved across the business.
• Manage the month-end timetable, journals, accruals and supporting schedules.
• Review balance-sheet and bank reconciliations; investigate exceptions and aged items.
• Coordinate payroll inputs, employee expenses and supplier records; maintain fixed-asset schedules.
• Prepare monthly commission calculations; check inputs and variances before approval.
• Maintain process documentation and audit evidence; strengthen controls and reduce manual work.

Skills

AP/AR management

Month-end close

Reconciliations

Excel

Xero

Process improvement

Communication

Education

ACCA/ACA/CIMA or equivalent

3-5 years finance experience

Tools

Power BI

Job description

Referment is working with a financial technology business providing international payments, multi-currency accounts and foreign exchange services to organisations operating across borders.

The Finance Manager will take responsibility for the recurring finance work that keeps the business running accurately and on time. You'll sit between the Financial Controller and the Finance Assistant, coordinating day-to-day delivery while staying close to the underlying transactions and reconciliations.

This is a hands-on operational finance role, not a purely supervisory position. By bringing clear ownership to month-end and routine processes, you'll give the Financial Controller more capacity for technical accounting, governance and wider finance projects. You'll also help improve systems and controls as automation changes how the team works.

The Role

• Coordinate accounts payable and receivable, payment workflows and collections, giving the Finance Assistant clear priorities and resolving queries with the wider business.
• Manage the month-end timetable, ensuring journals, accruals, prepayments and supporting schedules are completed, and contribute to management accounts and variance commentary.
• Review balance-sheet and bank reconciliations, investigate exceptions and aged items, and support cash monitoring and intercompany reconciliations.
• Coordinate payroll inputs, employee expenses and supplier records, and maintain supporting fixed-asset schedules.
• Prepare monthly commission calculations, checking inputs and variances before approval and payment.
• Maintain process documentation and audit evidence, working with the Financial Controller and treasury colleagues to strengthen controls and reduce manual work.

What We're Looking For

• A professional accountancy qualification such as ACA, ACCA or CIMA, or equivalent professional experience. The source profile seeks three to five years of relevant finance experience and at least one year post-qualification for qualified candidates.
• Practical experience across AP, AR, reconciliations, month-end close and management accounts, with the confidence to take responsibility for recurring deadlines.
• Good Excel skills, including lookups, SUMIFS and pivot tables, alongside experience with Xero or comparable accounting software.
• The ability to investigate discrepancies, organise competing priorities and communicate clearly with senior finance colleagues and operational teams.
• An interest in improving processes and using finance systems to make work more accurate and less manual.

Useful Additional Experience

A broad finance background in financial services, an SME or a multi-entity business would be helpful. Payroll, expenses and reporting experience are relevant, as is familiarity with payroll or expense-management systems and Power BI or similar reporting tools.

This could suit a hands-on Finance Manager, Management Accountant or Senior Accountant who combines reliable month-end delivery with broad operational finance experience.

#Referment