Finance Manager

JR United Kingdom; Manchester; On-site; GBP 35,000 - 55,000; Full time

Job summary

A leading fintech company in the UK is seeking a detail-oriented Finance Manager to support financial operations and maintain accurate records. The role involves bank reconciliations, management accounting, and process improvements, contributing to the company's growth and operational excellence.

Qualifications

• 2+ years in a finance, accounting or operational finance role.
• Familiarity with BACS payments and bank reconciliations.
• Understanding of accruals and prepayments.

Responsibilities

• Reconcile daily bank transactions in Xero across six accounts.
• Assist in the preparation of monthly management accounts.
• Review and reconcile monthly payroll.

Skills

Attention to detail

Analytical mindset

Experience with Xero

Intermediate to advanced Excel skills

Education

Part-qualified or working towards an accounting qualification (AAT / ACCA / CIMA)

Tools

Xero

Job description

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Ryft, one of the UK’s fastest-growing fintechs. We're rethinking how businesses move money, fast, compliant, and with full transparency. As a fully FCA-authorised payments platform, we’re building the infrastructure that powers modern marketplaces, platforms, and software businesses.

In this role, you’ll play a critical part in supporting our financial engine ensuring accuracy across everything from daily reconciliations to management accounts, all while helping us scale smoothly and compliantly. If you're excited by operational excellence, want to be part of a Series A fintech scaling fast, and thrive on making things work better, we’d love to hear from you.

Overview

We’re looking for a detail-oriented and proactiveFinance Managerto join our team. This person will play a critical role in supporting financial operations, maintaining accurate books, and producing high-quality financial reporting that supports strategic decisions. You'll be hands-on with our bank reconciliations, payments, accounting processes, and operational finance workflows.

Key Responsibilities

Core Finance Operations

• Reconcile daily bank transactions in Xero across six active operational accounts, including detailed categorisation of ad-hoc card payments.
• Post, process, and match supplier and operational invoices.
• Run and manage BACS payment processes, currently performed manually.
• Handle manual payout processes and resolve payment-related queries.
• Process and review employee expenses.

Ad Hoc Operational Tasks

• Calculate and distribute interest on fundraising share accounts, involving daily transactional analysis.
• Review NDAs and merchant financials to support onboarding and compliance processes.
• Respond to email and manual finance-related queries from internal and external stakeholders.

Management Accounting

• Assist in the preparation and review of monthly management accounts including:
• Profit & Loss review and ledger cost analysis.
• Posting accruals, prepayments, and relevant journals.
• Balance sheet reconciliations and ledger housekeeping.
• Cash balance reconciliations (including CMA accounts).
• Gross Profit and GMV reconciliations.
• Preparation and contribution to Board Pack insights.

Payroll & Tax

• Review, post, and reconcile monthly payroll.
• Assist with VAT reconciliations and filings.

Other Responsibilities

• Oversee company insurances: renewals, reviews, and compliance.
• Continually identify and implement process improvements to streamline financial operations.

About You

• Strong attention to detail and an analytical mindset.
• Confident working in a fast-paced environment with high volumes of transactional data.
• Comfortable with manual processes but eager to automate and improve systems.
• Able to manage multiple priorities and work with minimal supervision.

Skills & Experience

• 2+ years in a finance, accounting or operational finance role.
• Strong experience with Xero or equivalent cloud-based accounting software.
• Familiarity with BACS payments, bank reconciliations, and bookkeeping practices.
• Intermediate to advanced Excel/Google Sheets skills.
• Understanding of accruals, prepayments, and basic management accounting.
• Part-qualified or working towards an accounting qualification (AAT / ACCA / CIMA) is a plus, but not essential.