This is a high‑impact, hybrid role at the centre of a fast‑scaling, regulated banking environment. You’ll own core financial control processes while also driving forward‑looking insight, planning, and commercial decision support. It’s a breadth role for someone who thrives in pace, wants real ownership, and can operate across both the technical and commercial sides of finance.
You’ll sit in a lean, flat team where judgement matters, data flows fast, and finance is deeply connected to product, risk, operations, and customer outcomes.
What You’ll Own
- Deliver accurate month‑end close, including journals, reconciliations, substantiation, and control checks.
- Own key balance sheet and P&L lines, ensuring completeness, accuracy, and IFRS compliance.
- Maintain high‑quality documentation, audit trails, and controls suitable for a regulated banking environment.
- Support production of statutory accounts and regulatory submissions
- Lead investigations into variances, control breaks, and data issues, driving remediation and continuous improvement.
- Partner with external auditors, managing queries and ensuring a controlled, timely close.
FP&A, Insight & Commercial Support
- Analyse customer behaviour, product economics, and unit economics to highlight risks, opportunities, and required interventions.
- Partner with Product, Risk, and Operations to ensure financial data is consistent, reconciled, and aligned across the bank.
- Support pricing, profitability analysis, and business cases for new initiatives.
- Build models that help the bank understand performance, sensitivity, and strategic options.
Process, Systems & Change
- Improve finance processes to make them faster, cleaner, and more scalable as the bank grows.
- Contribute to enhancements across core systems (ledger, planning tools, reporting platforms).
- Strengthen the financial control framework, identifying gaps and implementing improvements.
- Ensure financial processes adhere to internal policies, regulatory requirements, and the bank’s risk appetite.
- Support development of MI packs for ExCo, Board, and regulatory committees.
About You
Experience & Background
- Qualified accountant (ACA, ACCA, CIMA or equivalent).
- Strong experience in financial control, audit, or financial reporting, ideally within banking, lending, or regulated FS.
- Exposure to FP&A, commercial finance, or performance analysis.
- Experience working with complex datasets and financial systems.
- Prior experience in a challenger bank, fintech, or high‑growth FS environment is highly desirable.
Skills & Mindset
- Highly analytical with strong attention to detail, but commercially aware and able to prioritise what matters.
- Comfortable switching between technical accounting depth and forward‑looking commercial insight.
- Proactive, improvement‑minded, and confident challenging the status quo.
- Strong communicator who can work effectively with stakeholders across Finance, Risk, Product, Operations, and Technology.