Existing Business Commercial Underwriter

Internationalinsuranceprofessionals; United Kingdom; Hybrid; GBP 50,000 - 75,000; Full time

Benefits offered by this job

Competitive salary

Hybrid working 1 day in office

Career progression opportunities

Pension scheme

Wellbeing support

Professional qualifications support

Employee discounts

Job summary

Geo Underwriting, part of the Ardonagh Group, seeks an experienced Existing Business Commercial Underwriter for its Specialist MGA team. You’ll manage a portfolio of commercial business, strengthen broker partnerships, and apply sound underwriting judgement to deliver profitable outcomes.

This role focuses on renewals, endorsements, and mid-term adjustments across a range of commercial products, with a hybrid working arrangement and one office day per week.

Qualifications

• Proven commercial underwriting experience within the UK insurance market.
• Strong technical knowledge of Commercial Combined and Liability.
• Experience managing and retaining existing business portfolios.
• Excellent risk assessment and decision-making skills.
• Strong broker relationship management, negotiation and trading capability.
• Good understanding of the regulatory framework governing general insurance.
• Excellent communication and interpersonal skills.
• Strong organisational skills with the ability to manage competing priorities.

Responsibilities

• Manage and underwrite a portfolio of existing commercial business in line with appetite and objectives.
• Build and maintain broker relationships as a trusted underwriting contact.
• Deliver profitable retention through trading and negotiation.
• Underwrite renewals, endorsements, and mid-term adjustments across products.
• Assess risk information and make informed underwriting decisions.
• Issue accurate and compliant policy documentation within service standards.
• Maintain underwriting quality, accuracy and records.
• Monitor portfolio performance and identify retention/profitability opportunities.
• Contribute to team and business performance and change initiatives.
• Collaborate with underwriting, operations, claims and distribution for customer outcomes.

Skills

Broker relationships

Trading capability

Underwriting experience (UK)

Risk assessment

Decision making

Communication skills

Interpersonal skills

Organisational skills

Negotiation

Regulatory knowledge

Education

CII qualification or study

Tools

Acturis

Job description

Location: Flexible UK Location | Hybrid Working (1 day per week in the office)

About Geo Underwriting

Geo Underwriting is one of the UK's leading specialists Managing General Agents (MGAs), delivering underwriting expertise across Commercial Lines, Personal Lines, Agriculture, and Specialty business.

Backed by A-rated insurer capacity and supported by a national network of regional offices, we combine specialist underwriting expertise with local decision-making to provide outstanding outcomes for brokers and customers.

As part of the Ardonagh Group, we're proud of our entrepreneurial culture, technical excellence, and commitment to helping our people build rewarding careers.

The Opportunity

We're looking for an experienced Existing Business Commercial Underwriter to join our Specialist MGA team.

This role is centred on managing and retaining a portfolio of commercial business through strong broker relationships, sound underwriting judgement, and effective trading practices. You'll play a key role in delivering profitable outcomes while providing brokers with expert guidance and first-class service.

This is an excellent opportunity for an experienced underwriter who enjoys building long-term broker partnerships, making informed underwriting decisions, and contributing to the success of a growing MGA business.

Key Responsibilities

• Manage and underwrite a portfolio of existing commercial business in line with underwriting appetite, authority levels, and business objectives.
• Build and maintain strong relationships with broker partners, acting as a trusted and valued underwriting contact.
• Deliver profitable retention through effective trading and negotiation.
• Underwrite renewals, endorsements, and mid-term adjustments across a range of commercial products.
• Assess risk information and make informed underwriting decisions using sound technical judgement.
• Issue accurate and compliant policy documentation within agreed service standards.
• Maintain high standards of underwriting quality, accuracy, and record keeping.
• Monitor portfolio performance and identify opportunities to improve retention, profitability, and broker engagement.
• Contribute to team and business performance objectives.
• Support business development initiatives, change programmes, and continuous improvement activities.
• Collaborate with colleagues across underwriting, operations, claims, and distribution functions to deliver excellent customer and broker outcomes.

What You'll Bring

Essential Experience & Knowledge

• Proven commercial underwriting experience within the UK insurance market.
• Strong technical knowledge of:
  
  • Commercial Combined
  • Combined Liability
  • Contracting Trades
  • Non-Contracting Trades
• Experience managing and retaining existing business portfolios.
• Excellent risk assessment and decision-making skills.
• Strong broker relationship management, negotiation, and trading capability.
• Good understanding of the regulatory and legal framework governing general insurance.
• Excellent communication and interpersonal skills.
• Strong organisational skills with the ability to manage competing priorities effectively.

Desirable

• Experience working within an MGA environment.
• Knowledge of delegated underwriting authorities and binding authority arrangements.
• Experience using Acturis.
• CII qualified or actively working towards professional qualifications.

Why Join Us?

At Geo Underwriting, you'll be empowered to make decisions, develop specialist expertise, and shape your career within a supportive and collaborative environment.

We recognise the importance of flexibility and wellbeing, which is why this role offers hybrid working with just one office day per week and flexibility around office location.

Our Benefits

• Competitive salary plus performance-related incentive scheme
• 26 days annual leave plus bank holidays
• Hybrid working with flexibility around office location
• Opportunities for career progression across the wider Ardonagh Group
• Support and funding towards CII and ACII qualifications
• Pension scheme
• 24/7 wellbeing support for you and your family
• Discounted gym memberships, retail discounts, cinema tickets, eyecare vouchers, cycle-to-work scheme, and more
• One paid volunteering day each year
• Access to the Ardonagh Community Trust (ACT) and matched fundraising initiatives
• Recognition through our Spotlight Awards programme

Our Commitment to Inclusion

We believe diverse perspectives make us stronger. We're committed to creating an inclusive environment where everyone feels valued, respected, and able to perform at their best. We welcome applications from candidates of all backgrounds and experiences.

#AIB #HYBRID #LI-RK1 INDX1

Everywhen is an equal opportunities employer, with a growing and thriving diversity, equity and inclusion strategy; we are committed to a working environment that is free from discrimination, is inclusive, and empowers our people to bring their whole self to work and reach their full potential.

If your application is successful, we will conduct relevant employment checks prior to you commencing employment with us. These will include verifying your recent employment, address, credit history and a standard criminal record check.

As an Everywhen colleague, you will be expected to uphold our values, act professionally and respectfully towards others, and contribute to a workplace where everyone is treated with dignity and respect. We expect all colleagues to help maintain an environment free from bullying, harassment, victimisation and other inappropriate behaviours, supporting our commitment to an inclusive and high-performing culture.

Please note: We may close a vacancy prior to the publish end date if the required quality or number of applications has been received.

Click here here to see our standard benefits page