Enterprise Risk Manager

The Opportunity Hub UK Ltd; Cardiff; Hybrid; GBP 53,000 - 73,000; Full time

Benefits offered by this job

Salary bonus scheme

Hybrid working

Private medical insurance

Pension contribution

Generous annual leave

Job summary

The Opportunity Hub UK Ltd in Cardiff is seeking a mid-level Enterprise Risk Manager to shape the future of Financial Services. The role focuses on building end-to-end risk frameworks and engaging with regulators.

Hybrid working is offered with a mix of Cardiff office and home. You will work across compliance, finance, and operations to embed risk thinking in daily decisions, prepare regulatory submissions, and drive remediation from internal audits.

Qualifications

• 5+ years in enterprise risk management within Financial Services.
• Knowledge of PRA/FCA or equivalent regulatory frameworks.
• Ability to present risk findings to senior stakeholders clearly.
• Strong analytical skills with sound judgement under pressure.

Responsibilities

• Own the enterprise risk framework end to end, from identification through to reporting at board level.
• Build and refine risk registers, stress-testing models and control assessments specific to Financial Services operations.
• Work closely with compliance, finance and operational teams to embed risk thinking into everyday decisions.
• Prepare regulatory submissions and liaise directly with external regulators when required.
• Track emerging risks, from cyber threats to market volatility, and translate them into practical mitigation plans.
• Lead on internal audits and drive remediation where gaps appear.

Skills

Risk management

Regulatory knowledge

Stakeholder presentations

Analytical skills

Written communication

Education

CFA/FRM or similar

Job description

An exceptional opportunity for a mid-level Enterprise Risk Manager to shape the future of Financial Services in Cardiff.

Financial Services firms are under more regulatory pressure than at any point in the last decade. This established and growing business, an SME operating across the sector, needs an Enterprise Risk Manager who can bring order to that pressure rather than just react to it. It's a role with real weight behind it, based in Cardiff, where the Financial Services scene continues to expand.

Here's what you'll be doing:

• Own the enterprise risk framework end to end, from identification through to reporting at board level
• Build and refine risk registers, stress-testing models and control assessments specific to Financial Services operations
• Work closely with compliance, finance and operational teams to embed risk thinking into everyday decisions
• Prepare regulatory submissions and liaise directly with external regulators when required
• Track emerging risks, from cyber threats to market volatility, and translate them into practical mitigation plans
• Lead on internal audits and drive remediation where gaps appear

Here are the skills you'll need:

• Solid grounding in enterprise risk management within Financial Services, ideally 5+ years in a similar function
• Working knowledge of relevant regulatory frameworks (PRA, FCA, or equivalent)
• Confidence presenting risk findings to senior stakeholders, without dressing them up or hiding the bad news
• Strong analytical skills paired with genuinely sound judgement under pressure
• A relevant qualification (CFA, FRM, or similar) is useful but not the be all and end all
• The ability to write clearly. Risk reports that nobody can understand help nobody

Key perks and benefits:

• Salary of £52,500 to £72,500, plus bonus scheme
• Hybrid working, with time split between the Cardiff office and home
• Private medical insurance and a solid pension contribution
• Generous annual leave with flexible working built in, not bolted on
• Genuine professional development opportunities, including support toward further qualifications

Why pursue a career in Financial Services?

Financial Services in the UK is growing again, and Cardiff has become one of the more interesting places to build a career in it, with a lower cost of living than London but no shortage of ambition. An Enterprise Risk Manager who does this job well becomes indispensable fast. Good risk people are rare, and the ones who combine technical skill with plain speaking tend to move upward quickly.