Enterprise Risk Manager

Caravel; Greater London; Hybrid; GBP 70,000 - 110,000; Full time

Benefits offered by this job

Discretionary bonus

30 days annual leave

Hybrid working from London or Glasgow

Pension and health benefits

Job summary

Caravel Search partners with a fast-growing UK mortgage lender to appoint an Enterprise Risk Manager. This broad, hands-on role offers direct exposure to senior leadership and genuine ownership of risk decisions.

The successful candidate will lead the Enterprise Risk Management Framework, oversee RCSAs, risk reporting and governance, and help shape the function as the business scales.

Qualifications

• Strong practical experience in Enterprise Risk Management and Operational Risk within a UK-regulated financial services business.
• Background in lending, ideally gained within a bank, building society, mortgage lender or specialist lending institution.
• Experience managing risk frameworks, risk registers, RCSAs and risk reporting.
• Good understanding of risk governance, including preparing committee papers and engaging with senior stakeholders.
• The confidence and independence to manage risk activities within a relatively lean organisational structure.

Responsibilities

• Manage and continuously enhance the Enterprise Risk Management Framework, including risk appetite statements, risk registers and risk taxonomies.
• Oversee Risk and Control Self-Assessments (RCSAs), working closely with business stakeholders to assess risks and evaluate control effectiveness.
• Prepare risk reporting, management information and committee papers, providing clear insight into the firm's principal risks.
• Support the operation and governance of the monthly Risk Committee, including tracking actions and escalating material issues.
• Oversee operational risk events, incidents, remediation activities and emerging risks.
• Maintain and develop operational resilience and business continuity arrangements, including scenario testing and third-party risk management.
• Provide oversight of data protection and information governance risks, including GDPR-related requirements.
• Promote a proactive risk culture, providing constructive challenge and practical guidance across the business.

Skills

ERM

Operational Risk

Risk governance

Stakeholder engagement

RCSA management

Risk reporting

Job description

Location: London or Glasgow | Hybrid Working

Caravel Search is working with a fast-growing, specialist UK mortgage lender to appoint an Enterprise Risk Manager.

This is an excellent opportunity for an experienced risk professional looking to take the next step in their career, moving beyond a narrowly defined risk role into a position offering genuine ownership, autonomy and influence.

Our client has experienced significant growth in recent years and is continuing to expand within an attractive segment of the UK mortgage market. As the business scales, it is investing in its risk management capabilities, creating an opportunity for someone to take responsibility for the enterprise risk function and help shape its future development.

Unlike similar positions within larger financial institutions, this is a broad, hands-on appointment where you will have direct exposure to senior leadership, influence business decisions and see the tangible impact of your work.

For someone currently operating within a larger risk team, or looking for greater responsibility within a growing business, this could be a particularly attractive career move.

Key Responsibilities

• Manage and continuously enhance the Enterprise Risk Management Framework, including risk appetite statements, risk registers and risk taxonomies.
• Oversee Risk and Control Self-Assessments (RCSAs), working closely with business stakeholders to assess risks and evaluate control effectiveness.
• Prepare risk reporting, management information and committee papers, providing clear insight into the firm's principal risks.
• Support the operation and governance of the monthly Risk Committee, including tracking actions and escalating material issues.
• Oversee operational risk events, incidents, remediation activities and emerging risks.
• Maintain and develop operational resilience and business continuity arrangements, including scenario testing and third-party risk management.
• Provide oversight of data protection and information governance risks, including GDPR-related requirements.
• Promote a proactive risk culture, providing constructive challenge and practical guidance across the business.

Candidate Requirements

We are particularly interested in speaking with Enterprise Risk Managers, Operational Risk Managers or experienced risk professionals looking to take on broader responsibilities.

Essential experience includes:

• Strong practical experience in Enterprise Risk Management and Operational Risk within a UK-regulated financial services business.
• A background in lending, ideally gained within a bank, building society, mortgage lender or specialist lending institution.
• Experience managing risk frameworks, risk registers, RCSAs and risk reporting.
• Good understanding of risk governance, including preparing committee papers and engaging with senior stakeholders.
• The confidence and independence to manage risk activities within a relatively lean organisational structure.

Exposure to operational resilience, business continuity, outsourcing, Consumer Duty and data protection would be advantageous, although deep technical expertise across every discipline is not expected.

• Discretionary bonus comprising cash and growth shares
• 30 days' annual leave plus bank holidays
• Hybrid working from London or Glasgow
• Pension, healthcare-related benefits and additional employee benefits

Please note:

Applicants must already have the right to work in the UK without requiring employer visa sponsorship, either now or in the future.

Other information

The shortlist is scheduled to be delivered to the client no later that Friday 6th November

For a confidential discussion about the opportunity, please contact Caravel Search or apply with your CV.