EMEA Financial Institutions Credit Risk Associate

JPMorganChase; Greater London; On-site; GBP 70,000 - 110,000; Full time

Job summary

J.P. Morgan in London is seeking an Associate in the EMEA Financial Institutions team within CIB to assess credit risk across Banks, Insurances and Sovereign clients for Central and Northern Europe. You will analyze diverse portfolios, manage exposures, and support complex transactions.

Responsibilities span credit analysis, stress testing, documentation negotiation, and portfolio oversight, with a focus on developing junior colleagues and coordinating with senior stakeholders across the firm.

Qualifications

• Analytical rigor with strong credit judgment.
• Proficiency in financial analysis and scenario analysis.
• Familiarity with AI tools to support analysis.
• Knowledge of transaction structures and execution.
• Strong project management with end-to-end ownership.
• Clear written and verbal communication; credibility with stakeholders.
• Ability to coach and develop junior colleagues.

Responsibilities

• Prepare concise credit analysis with recommendations on risk appetite, grading, and structuring.
• Support due diligence and prepare credit analysis of counterparties.
• Conduct portfolio-level and client-specific stress testing and present conclusions.
• Negotiate Markets documentation and loan documentation to support execution.
• Monitor credit risk portfolio across sectors; adjust limits and exposures.
• Cover a broad product set across markets products and secured/unsecured loans.
• Coordinate with senior leaders to align risk decisions and approvals.
• Adhere to firm risk management policies and engage with control stakeholders.
• Develop junior talent through coaching and training.

Job description

J.P. Morgan in London is seeking an Associate in the EMEA Financial Institutions team within CIB to assess credit risk across Banks, Insurances and Sovereign clients for Central and Northern Europe. You will analyze diverse portfolios, manage exposures, and support complex transactions.

Responsibilities span credit analysis, stress testing, documentation negotiation, and portfolio oversight, with a focus on developing junior colleagues and coordinating with senior stakeholders across the firm.