Financial Crime Analyst

Together - loans, mortgages & finance; Cheadle; On-site; GBP 35,000 - 50,000; Full time

Job summary

A leading company in finance is seeking a Financial Crime Analyst to protect against financial crime threats. The role involves conducting customer due diligence, investigating suspicious activities, and ensuring compliance with financial regulations. Ideal candidates will have experience in financial crime prevention and strong communication skills.

Benefits

26 days holiday plus bank holidays

Free access to company holiday homes

Discretionary annual bonus

Matched pension contribution

Health cash plan plus Private medical insurance

Life assurance and Critical illness cover

Free local gym access

Qualifications

• Experience in a similar CDD/KYC/Financial Crime prevention role.
• Knowledge of financial crime and financial services regulations, particularly Money Laundering Regulations and FCA.
• Strong communication and planning skills.

Responsibilities

• Conduct thorough on-boarding and ongoing customer due diligence measures.
• Investigate PEP, sanction and adverse media alerts.
• Conduct reviews of Transaction Monitoring Reports to identify suspicious activity.

Skills

Communication

Attention to detail

Planning

Interpersonal skills

Education

Experience in a similar CDD/KYC/Financial Crime prevention role

Knowledge of financial crime and financial services regulations

Job description

Company Description

Benefits of working at Together

• 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
• Free access to company holiday homes
• Buy & sell holidays
• Discretionary annual bonus plus an additional Shared Reward Bonus
• Matched pension contribution
• Health cash plan plus Private medical insurance
• Life assurance and Critical illness cover
• Travel season ticket loans and Ride to work scheme
• Free local gym access
• Local bar / restaurant discounts
  
  

Company Description

We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans.

We take the time to understand our customers and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 750 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.

Job Description

As a Financial Crime Analyst you will be responsible for protecting the Group against the threat of financial crime by supporting the MLRO and Financial Crime function to establish and maintain a robust Financial Crime Prevention Framework. You will ensure appropriate controls are in place and operate effectively to mitigate the Group's risk exposure.

As a Financial Crime Analyst you Will Be:

• Conducting thorough on-boarding and ongoing customer due diligence measures, including unwrapping company structures to identify beneficial owners in accordance with internal policies.
• Identifying cases where enhanced due diligence is necessary in order to mitigate risks/sufficiently, understand customers prior to funding, for instance with regards new high risk applicants.
• Investigating PEP, sanction and adverse media alerts on behalf of the business. You will be making recommendations on actions to be undertaken including enhanced due diligence checks or the declining of business.
• Conducting reviews of Transaction Monitoring Reports to identify suspicious activity.
• Completing reviews of business queries in line with departmental SLAs.
• Completing pre-accreditation checks on new business intermediaries.
• Investigating low and medium risk Suspicious Activity Reports (SARs) including in relation to allegations of fraud and money laundering
• Supporting the reporting of external disclosures to the National Crime Agency including cases where a Defence Against Money Laundering is required.
  
  

Qualifications

Essential:

• Experience in a similar CDD/KYC/Financial Crime prevention role
• Knowledge of financial crime and financial services regulations, in particular Money Laundering Regulations and FCA
• Strong Communication skills
• Planning and interpersonal skills
• Attention to detail, particularly within investigations and external reports
  
  

Additional Information

If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.

Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.

If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.

Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.