Life Medical Underwriter

TN United Kingdom; United Kingdom; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

An established industry player is seeking a Life Medical Underwriter to join their dynamic team. This role offers flexible working arrangements, allowing you to choose between home-based or hybrid options. You'll assess customer applications for Life, Critical Illness Cover, and Income Protection, ensuring compliance and maintaining high customer satisfaction. With a focus on career development and a supportive culture, this position provides a fantastic opportunity to advance your career while enjoying a healthy work-life balance. Don't miss out on this exciting chance to make a difference!

Benefits

Annual performance-related bonus

Generous pension contributions

Life assurance

Private medical insurance

25+ days holiday

Family leave benefits

Electric car salary sacrifice scheme

Discounts on products and services

Wellbeing-focused office spaces

Qualifications

• Experience in underwriting protection products and UK medical underwriting.
• Excellent written and verbal communication skills.

Responsibilities

• Assessing life and disability risks by reviewing applications.
• Leading projects to enhance underwriting processes.
• Communicating professionally with customers and third parties.

Skills

Underwriting Protection Products

UK Medical Underwriting

Communication Skills

Understanding of Mortality and Morbidity

Knowledge of Protection Products

Job description

Social network you want to login/join with:

Life Medical Underwriter, homebased, United Kingdom

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Client:

Legal & General

Location:

Job Category:

-

EU work permit required:

Yes

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Job Reference:

318eb7a9ed5f

Job Views:

3

Posted:

10.05.2025

Expiry Date:

24.06.2025

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Job Description:

Are you ready to take your career to the next level? We’re recruiting for a Life Medical Underwriter to join our dynamic team. You'll be reviewing customer applications to identify risk factors and assess whether we can offer Life, Critical Illness Cover, and Income Protection applications. With a competitive base salary and flexible working options, this is an opportunity you don't want to miss!

Why You'll love working with us:

• Flexible Work Arrangements: Choose between home-based or hybrid opportunities, depending on your location. We ask for just one day a week in the office.
• Work-Life Balance: We offer full-time, part-time, and condensed hours to suit your lifestyle.
• Career Development: We provide opportunities for you to grow and advance in your field.

What you'll be doing:

• Assessing and documenting life and disability risks by reviewing applications and deciding on terms based on your autonomy level.
• Leading or participating in projects to enhance underwriting processes and improve systems and commercial viability.
• Ensuring requests for further information are appropriate and do not impact the customer journey unnecessarily.
• Managing complaints effectively and ensuring compliance with response time limits.
• Maintaining accurate records daily for effective communication and decision-making.
• Keeping updated on legislative and regulatory requirements.
• Communicating professionally with internal and external customers and third parties to maximize customer satisfaction.
• Meeting service commitments made during marketing and sales processes.

Qualifications:

• Experience in underwriting protection products.
• Experience in UK medical underwriting (essential).
• Understanding of mortality, morbidity, and financial underwriting risk factors.
• Extensive knowledge of protection products.
• Understanding of relevant legislation and regulations (preferable).
• Excellent written and verbal communication skills.

Benefits:

• Participation in annual performance-related bonus and share schemes.
• Generous pension contributions.
• Life assurance and private medical insurance (for permanent employees).
• At least 25 days holiday plus public holidays, with options to buy or sell holiday.
• Family leave benefits.
• Electric car salary sacrifice scheme.
• Discounts on products and services.
• Modern, wellbeing-focused office spaces.

Additional Information:

At L&G, we promote a positive, inclusive culture with flexible working options. We value diverse backgrounds and experiences and support your career development. Flexible work arrangements are available, and we encourage you to consider your strengths and potential contributions beyond the listed criteria.