Senior Credit Manager

Shawbrook; London; On-site; GBP 125,000 - 150,000; Full time

Job summary

A leading financial organization in London is looking for a Senior Credit Manager to analyze financial data, manage credit risks, and collaborate with teams to drive business growth. The role offers a dynamic environment focused on innovation and customer experience, with opportunities for professional development and a strong emphasis on employee wellbeing.

Benefits

Family-friendly policies including maternity, adoption, and paternity leave from Day 1

Access to Headspace mindfulness app

Support through Peppy app for fertility and menopause

Employee Assistance Programme

Cycle to work scheme

Discounts on gym memberships and high street brands

Contributory pension scheme

Minimum of 27 days holiday per year

Participation in annual bonus scheme

Qualifications

• Proven experience in credit management with a successful track record.
• Ability to make decisive, data-driven decisions in a fast-paced environment.

Responsibilities

• Analyzing complex financial data and credit applications.
• Conducting regular portfolio reviews and risk assessments.
• Negotiating credit terms with high-value clients.

Skills

Financial Analysis

Risk Assessment

Negotiation

Communication

Attention to Detail

Education

Bachelor's degree in Finance

Master's degree or MBA

Job description

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Company Description

Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility, and excellent service. We are a purpose-led organization focused on delivering long-term sustainable value for our stakeholders.

Our diversified offering includes innovative lending propositions tailored to meet specific customer needs across SME, Real Estate, and Personal markets. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple digital loans for consumers. We fund our lending through customer deposits, which we attract by delivering a premium experience, choice, and great value to our customers.

Our business model uniquely combines deep human expertise with advanced digital, tech, and data capabilities. This approach allows us to deliver excellent customer experiences efficiently at scale. We foster an innovative and agile culture, resulting in high employee engagement and making Shawbrook an attractive destination for top talent. If you're proactive, innovative, and collaborative, you'll fit well with us.

Work with us because you:

• Want to be part of a bank built for modern challenges
• Enjoy a fast-paced, innovative, and challenging environment
• Are passionate about solving complexity and making things happen
• Value diversity and inclusion, supporting minority and underrepresented groups
• Care about society and the environment
• Seek professional growth and self-improvement

Job Description

We are seeking a highly skilled and experienced Senior Credit Manager to join our London team. Your responsibilities will include:

• Analyzing complex financial data and credit applications to make informed lending decisions
• Conducting regular portfolio reviews and risk assessments
• Collaborating with sales and finance teams to balance credit risk with business growth
• Negotiating credit terms with high-value clients and managing key relationships
• Monitoring market trends and economic conditions to adapt credit strategies
• Ensuring compliance with regulatory requirements and industry standards
• Preparing and presenting credit reports to senior management
• Implementing and maintaining credit management systems to improve efficiency

Qualifications

• Bachelor's degree in Finance, Accounting, or related field; Master's degree or MBA preferred
• Proven experience in credit management with a successful track record
• Advanced skills in financial analysis, risk assessment, and credit modeling
• Excellent communication and negotiation skills
• Deep knowledge of credit risk management principles and best practices
• Understanding of regulatory and compliance requirements in finance
• Ability to make decisive, data-driven decisions in a fast-paced environment
• Strong attention to detail and multitasking abilities

Additional Information

We prioritize your wellbeing with benefits such as:

• Family-friendly policies including maternity, adoption, and paternity leave from Day 1
• Access to Headspace mindfulness app
• Support through Peppy app for fertility and menopause
• Employee Assistance Programme for support on various personal and work-related issues
• Cycle to work scheme
• Discounts on gym memberships and high street brands
• Contributory pension scheme and death in service benefits

We also support your work-life balance with:

• Minimum of 27 days holiday per year, with options to buy or sell holiday days
• Additional discounts and community support initiatives

Your contribution is recognized through:

• Participation in our annual bonus scheme
• Recognition programs for outstanding colleagues