Vice President, Credit Manager - Energy Sector
Vice President, Credit Manager - Energy Sector
Non-disclosed London, United Kingdom Apply now Posted 1 day ago Hybrid Job Permanent Competitive
The main purpose of the role is to support the Credit Office for EMEA (ECrO) Group Heads and General Managers in developing and maintaining a sound portfolio within the credit appetite of the EMEA region, ensuring compliance with regulatory requirements. The role involves assessing the creditworthiness of obligors in specific sectors/regions and making recommendations on borrower ratings and transactions for decision-making by relevant senior management with discretionary authority.
The Credit Office for EMEA (ECrO) major functions include:
- Assessment and management of credit risks and related risks
- Assessment and management of country risks
- Management of problematic assets
- Monitoring, reporting and early action
- Portfolio analysis and management
Key Responsibilities
- Accountability for actions related to the Energy Sectors:
- Reviewing credit applications and making recommendations to senior management on transaction-specific files, while actively monitoring the portfolio in line with internal policies and regulatory guidelines. Ensuring high-quality written and verbal communication.
- Making balanced, timely, and well-considered credit decisions within the firm’s risk appetite.
- Engaging proactively with the front line on deal-specific and strategic developments through guidance, feedback, and identification of red flags or breaches of policies, escalating issues as appropriate.
- Supporting strategic initiatives as a VP within CIB Credit for EMEA.
- Developing knowledge of the industries, sectors, countries, and financial/legal structures within Energy Sectors, with a commitment to continuous learning.
- Demonstrating the Risk Culture Pillars by identifying and mitigating risks, actively managing risk, and fostering a risk-aware environment. Challenging existing practices and embracing change positively.
- Representing the credit division at internal regional forums.
Work Experience Required
- Experience in credit within a global banking environment, corporate banking, or investment banking.
Skills and Experience
Functional / Technical Competencies:
- Deep knowledge of credit and risk principles, products, and management.
- Strong analytical skills to identify key issues.
- Excellent written and verbal communication skills.
Preferred: experience in handling problem credits.
Education / Qualifications:
- Bachelor's degree or equivalent.
Personal Requirements
- Results-driven with a strong sense of accountability.
- Proactive and motivated approach.
- Ability to operate with urgency and prioritize effectively.
- Sound decision-making skills and good judgment.
- Structured, logical, and innovative in approach.
- Excellent interpersonal skills.
- Ability to manage large workloads and meet tight deadlines.
- Attention to detail and accuracy.
- Calm under pressure, with resilience in stressful environments.