Risk Manager

KINTO UK; Portsmouth; On-site; GBP 50,000 - 70,000; Full time

Job summary

KINTO UK is seeking a Risk Manager to oversee its risk management framework and ensure compliance with regulatory requirements. The successful candidate will develop risk management strategies, maintain policies, and promote a risk-aware culture within the organization. This role offers the opportunity to engage with stakeholders across the Toyota group and contribute to enhancing business capabilities.

Qualifications

• Experience in high-performing teams for risk management.
• Good understanding of risk management frameworks.
• Ability to influence senior management.

Responsibilities

• Manage the risk framework and ensure risks are within appetite.
• Develop and maintain the Risk Management Strategy.
• Lead the KINTO UK Enterprise Risk Committee.

Skills

Analytical skills

Communication

Leadership

Collaboration

Job description

The role in a nutshell: Manage the risk framework for the business and ensure the key risks to KINTO are understood and within risk appetite.

A bit about the ‘Risk Department’: The Risk Department assists the business in its evaluation of risk and ensures that the correct methodology and approach is adopted when business activities are considered and undertaken.

What you’ll be doing:

• Developing, maintaining and monitoring the business’s Risk Management Strategy and Framework including Risk Appetite and alignment with KINTO UK’s Mid-Term Business Plan (MTBP).
• Maintaining the Risk Management Policies ensuring they are aligned to Risk Strategy & Shareholder Guidelines.
• Developing and managing Key Risk Indicators on existing and new products & services.
• Contributing to an effective risk and compliance culture at KINTO and delivering training to key stakeholders.
• Assisting the business to identify all risks within the business and escalating where appropriate, including refining risk capture processes and taking responsibility of the Enterprise Risk Register.
• Assisting with the Compliance Monitoring Programme.
• Ensuring that action plans are in place for remediation and mitigation of key risks identified throughout the risk and compliance monitoring processes.
• Reporting to the GC / Management Board any changes to the risk profile and making recommendations in relation to risk management.
• Overseeing and monitoring risk services outsourced to Toyota Financial Services UK.
• Leading the development of credit scorecards and its implementation in new fleet system.
• Supporting risk and compliance related internal and external audits.
• Ensuring compliance with regulatory requirements.
• Leading the operation of the KINTO UK Enterprise Risk Committee (bi-monthly) and ensuring the ongoing effectiveness of escalation from the risk committees.
• Ensuring implementation of Toyota global group risk policies.
• Conducting the annual Risk and Control Self-Assessment.
• Building close working relationships with other risk and compliance departments in Toyota group companies.
• Horizon scanning for internal/market/legal changes that may affect achievement of Mid Term company objectives.
• Working closely with, and responding with agility, to requests (i.e.ad hoc projects) from the GC or CFO.
• Responding to Toyota and KINTO requests for information and reporting.
• Maintaining the company’s portfolio of insurance.
• Assisting the General Counsel in establishing, maintaining and communicating appropriate levels of approval authority with regard to legal and corporate governance matters.

How you could stretch this role:

• Taking ownership of more complex risk related responsibilities.
• Engaging and developing relationships with stakeholders across the wider Toyota international group to mature and align best practise.
• Recommending improvements that seek to enhance business capability.
• Not only be the subject matter expert for risk in the business but be an advocate for including risk in all business activities where it might be appropriate to do so.
• Develop skills that are outside of usual Risk Management responsibilities such as project management.

What you’ll get to own:

• As the Risk Manager, you will be a subject matter expert with responsibility for leading and promoting the risk management framework.

Key Experience & Skills:

• Experience in working as part of a high performing team to deliver successful risk management outcomes.
• Good experience of risk management frameworks, tools and processes.
• Understanding of the financial services industry and the KINTO leasing market would be an advantage.
• Excellent analytical skills and the ability to effectively communicate (in both written and verbal forms) and engage in debate on complex topics.
• Evidence of influencing outcomes with senior management in both formal (e.g. committee) and informal settings.
• Ability to lead and deliver change within areas of responsibility.

Attributes & Behaviours:

• You will work in a culture of continuous improvement and inclusivity, showing respect for people and working with integrity.
• We are looking for someone who will:
• Thrive in a high-performing, collaborative team environment.
• Be used to making effective contributions to team meetings and team initiatives.
• Be able to take ownership of tasks and projects whilst often working remotely and without supervision.
• Be self-motivated and enthusiastic and who has a willingness to succeed and make improvements.
• Have a proactive and resilient mindset, with the confidence to take the initiative and make recommendations.

KINTO UK is an equal opportunities employer. We welcome applications from anyone who is excited by the opportunity of joining us and will thoroughly consider all applications without attention to ethnicity, religion, sexual orientation, gender, identity, family or parental status, national origin, veteran, neurodiversity status or disability status.

Our Recruitment Process:

At KINTO we value everyone and are pleased to be recognised as a Disability Confident Employer, which is a national standard that ensures our processes are accessible to all.

Everyone is unique, and that means what works for some may not work for everyone. When it comes to recruitment, please do let us know if we can adjust our process to meet your accessibility needs.

Some examples of how we might be able to help are listed below:

• Providing a copy of interview questions before the interview
• Organising a time and location that best suits you
• Allowing additional time for the assessment and interview

We are happy to review any adjustment on a case-by-case basis, so please let us know how we can support you to be your best self. On the job training will be provided, we recognise we all learn differently, and we want to ensure that our training will suit your learning style. We are open to talking to you about how we can make learning your new role in the most positive way.