Underwriter/ Credit Risk Analyst | Fully Remote | £30k - £35k

Skillful; Greater Manchester; Remote; GBP 30,000 - 35,000; Full time

Job summary

Join a digital-first finance business as a Credit Underwriter/Credit Risk Analyst. This fully remote role involves making real-time credit decisions and using SQL and Python for portfolio analysis. Ideal for those with experience in underwriting or analytics, looking to make an impact in a collaborative environment.

Qualifications

• Experience underwriting unsecured personal loans or analyst experience.
• Comfortable making confident decisions balancing risk with growth.

Responsibilities

• Reviewing and assessing consumer credit applications.
• Engaging with customers to gather additional information.

Skills

SQL

Python

Credit Risk Understanding

Job description

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• Underwriter/ Credit Risk Analyst | Fully Remote...

Underwriter/ Credit Risk Analyst | Fully Remote | £30k - £35k

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Full Job Description

Role: Credit Underwriter / Credit Risk Analyst

Location: Fully remote (UK only)

This is a brilliant opportunity to join a digital-first, values-led business that’s already making waves in the consumer finance space. With a growing product set spanning Buy Now Pay Later, credit cards, and business finance, they’re helping people buy everything, everywhere, every day, and doing it in a smarter, fairer way.

They’ve built a strong foundation and are now growing their UK operation, giving you the chance to join early, take ownership, and make a difference from day one. The culture is collaborative, energising, and full of people who care deeply about doing good work. You’ll be trusted, supported, and given the space to grow.

They’re now looking for someone who can help them grow by joining as a Credit Underwriter / Credit Risk Analyst.

It’s a hands-on position, perfect for someone who thrives on variety. You’ll be making real-time credit decisions while also using SQL and Python to support wider portfolio analysis. Whether you’re an experienced underwriter with a growing interest in analytics, or already blending both worlds, this role gives you the chance to stretch yourself and make an impact.

To be successful, you’ll need experience underwriting unsecured personal loans or be an analyst who is happy/comfortable helping with the underwriting side too. You should also have a good understanding of credit risk. Being comfortable working independently, spotting risks, and making confident decisions that balance risk with growth is essential.

So, if you are comfortable with…

• Reviewing and assessing consumer credit applications across a growing portfolio
• Engaging with customers and gathering any additional information needed