Director - Funding & Liquidity

LLOYDS BANK PLC; City Of London; Hybrid; GBP 180,000 - 300,000; Full time

Benefits offered by this job

Pension up to 15%

Annual bonus

Share schemes

30 days holiday

Wellbeing initiatives

Parental leave

Job summary

Lloyds Banking Group is seeking a Director - Funding & Liquidity to lead the funding, liquidity and transfer pricing strategy for its Corporate & Institutional Banking division. The role involves shaping funding structures, ensuring regulatory alignment, and driving value through analytics and innovative technologies.

You will work with senior leaders across Coverage, Origination, Risk, Finance, Treasury, and Product.

Qualifications

• 7+ years’ financial industry experience in funding, liquidity, treasury, transfer pricing, balance sheet management or related financial disciplines.
• Proven leadership experience with strategic goal setting and team development.
• Experience using analytics/AI to improve decision making and drive value.

Responsibilities

• Define and lead Corporate & Institutional Banking's funding, liquidity and transfer pricing strategy.
• Provide executive oversight of Treasury Transfer Pricing framework and governance.
• Shape funding structures and balance sheet management with senior stakeholders.

Skills

Strategic leadership

Stakeholder mgmt

Advanced analytics

AI decision making

Job description

End Date Wednesday 11 November 2026

Salary Range £0 - £0

We support flexible working –

Job Title

Director - Funding & Liquidity

Location

London

Hours

Full-Time

Working Pattern

Our work style is hybrid, which involves spending at least two days per week or 40% of our time, at our London office.

About this Opportunity

A senior leadership opportunity to shape the funding and liquidity strategy supporting some of the UK’s largest corporate clients, combining commercial insight, advanced analytics and AI-enabled decision making to influence strategic outcomes across the bank. You’ll define and lead Corporate & Institutional Banking’s funding, liquidity and transfer pricing strategy, ensuring it supports the Group’s balance sheet, regulatory and commercial objectives. You’ll provide executive oversight of the Treasury Transfer Pricing framework, setting its strategic direction and driving improvements across systems, controls and governance. Working closely with senior leaders across Coverage, Origination, Risk, Finance, Treasury and Product, you’ll shape funding structures, resource allocation and sustainable returns. You’ll also champion advanced analytics, AI and emerging technologies to enhance decision making, uncover opportunities and drive innovation in funding, liquidity and balance sheet management. Your insight and expertise will help inform executive and board‑level discussions on liquidity, transfer pricing, regulatory developments and market trends. You’ll represent the function in key governance forums, providing strategic guidance and constructive challenge across funding, liquidity, risk and capital matters. As a senior leader, you’ll build and develop a high‑performing, inclusive team, creating a culture of collaboration, innovation and continuous improvement. You’ll strengthen future leadership capability through coaching, sponsorship and talent development, while building trusted relationships across the Group and with external stakeholders.

Why Lloyds Banking Group?

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone, make change happen and challenge the status quo.

What we’re looking for?

7+ years’ financial industry experience in funding, liquidity, treasury, transfer pricing, balance sheet management or related financial disciplines, with experience shaping strategy and influencing outcomes at executive level Confirmed leadership experience, demonstrating skill in shaping strategic goals, building and developing high-performing teams and leading organisational change. Experience using advanced analytics, AI or innovative technologies to improve decision making, drive transformation and build commercial value Strong strategic and commercial judgement, with the ability to translate complex market, regulatory and balance sheet challenges into actionable solutions that support sustainable growth. Exceptional stakeholder management and communication skills, with the credibility to engage, challenge and influence senior executives and contribute effectively to ALCO, FRM and Executive -level forums. We know that great talent comes from many backgrounds. Whilst this advert may reference specific experience, we recognise that skills are developed in different ways, so if you have relevant, transferable experience, we encourage you to apply.

About Working For Us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long‑term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need. We also offer a wide‑ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance‑related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping 30 days’ holiday, with bank holidays on top A range of wellbeing initiatives and generous parental leave policies

Additional Information

Join us and grow with purpose! At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values‑led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. With 320 years under our belt, we're used to change, and today is no different. Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers.

Here, you'll do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future. Should you wish to contact us for any reason, please email us at: [e-mail] For more Flexible Working Options please use the free text search, e.g. job sharing, variable hours, to identify relevant matches.