Regulatory Lead - Everyday Banking Payments Platform

Lloyds Banking Group; Halifax; Ibrido; GBP 61.000 - 68.000; Tempo pieno

Vantaggi offerti da questo lavoro

A generous pension contribution up to

Annual performance-related bonus

Share schemes including free shares

Discounted shopping, 30 days holiday +

Descrizione del lavoro

Lloyds Banking Group is seeking a Regulatory Lead for the Everyday Banking Payments Platform to shape regulatory responses and coordinate with regulators, policymakers and industry bodies. You will translate complex policy into actionable recommendations and drive evidence-based positions across the group.

You'll work in a hybrid model with colleagues across UK sites, delivering high-quality briefings and engaging with external stakeholders to balance customer outcomes with sustainable business

Competenze

• Knowledge of the UK payments and financial services regulatory environment.
• Experience contributing to or leading regulatory discussions, market studies, or major policy initiatives.
• Ability to build effective connections across regulators, policymakers, industry bodies, and internal collaborators.
• Strong communication skills to translate complex regulatory information into clear briefings.

Mansioni

• Lead our responses to consumer payments regulatory consultations, market studies and policy proposals.
• Represent the Group in industry forums and engage with regulators, policymakers and industry bodies.
• Monitor emerging regulatory and industry developments and turn policy changes into practical implications.
• Coordinate regulatory information and data requests and prepare high-quality briefings for senior stakeholders.

Conoscenze

Regulatory affairs

Policy engagement

Stakeholder management

Data literacy

Descrizione del lavoro

End Date Monday 16 November 2026

Salary Range £61,344 - £68,160

We support flexible working – Flexible Working Options Hybrid Working, Job Share Job Description Summary .

Job Title

Regulatory Lead - Everyday Banking Payments Platform

Location(s)

Edinburgh, Halifax or Manchester

Salary

£61,344 - £68,160

Hours

35 hours, full time

Working Pattern

Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, at one of our office sites.

About this opportunity

Everyday Banking is at the heart of our growth strategy, with Current Accounts, Overdrafts, Savings and Payments helping us serve our UK customers and grow customer relationships. Within our Payments Product team, you'll help shape the regulatory environment around consumer payments while balancing positive customer outcomes with sustainable business outcomes. You'll lead our responses to consumer payments regulatory consultations, market studies and policy proposals, bringing together evidence from teams across product, finance, legal and risk. You'll represent the Group in industry forums and engage with regulators, policymakers and industry bodies, making sure our positions are clear and evidence based. You'll also monitor emerging regulatory and industry developments, turning complex policy changes into practical implications and recommendations. Working across the Group, you'll coordinate regulatory information and data requests, prepare high-quality briefings for senior stakeholders, and help ensure our regulatory engagement is appropriately governed and aligned with our policies, controls and risk appetite.

Why join us

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone.

What you’ll need

Managing Key Relationships: the ability to build effective connections across diverse groups and influence outcomes. This includes engaging with regulators, policymakers, industry organizations, and senior internal collaborators. Communication: the skill to transform complex regulatory, policy, and payments information into clear, meaningful written and verbal briefings for different audiences. Critical Thinking: strong analytical and problem-solving skills, using evidence to assess emerging regulatory developments, identify implications, and develop practical recommendations. Data Literacy: the capability to gather information and data from various teams, evaluate the evidence, and apply it to back regulatory submissions and strategic positions. Business & Commercial Insight: the ability to link regulatory and industry developments with customer, business, and strategic objectives. And any experience of this would be really useful Legal & Regulatory Compliance, particularly experience gained in regulatory affairs, public policy, government affairs, or external engagement within financial services. Knowledge of the UK payments and financial services regulatory environment. Experience contributing to or leading regulatory discussions, market studies, or major policy initiatives.

Diversity and Inclusion

Our ambition is to be the leading UK business for diversity, equity and inclusion, supporting our customers, colleagues and communities.

We are committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and launch a dedicated Working with Cancer initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns.

As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role and have a disability, long-term health or neurodivergent condition, through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers - just let us know what you need.

Benefits

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Additional Information

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. With 320 years under our belt, we're used to change, and today is no different. Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers. Here, you’ll do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future.

Contact

Should you wish to contact us for any reason, please email us at: [e-mail] For more Flexible Working Options please use the free text search, e.g. job sharing, variable hours, to identify relevant matches.