Director - Funding & Liquidity

Lloyds Banking Group; Greater London; Hybrid; GBP 140,000 - 190,000; Full time

Benefits offered by this job

Pension up to 15%

Annual bonus

Share schemes

30 days holiday

Wellbeing initiatives

Job summary

Lloyds Banking Group in London seeks a Director - Funding & Liquidity to shape the bank's funding, liquidity and transfer pricing strategy, aligning with regulatory and commercial objectives.

Lead a high-performing team, use advanced analytics and AI to enhance decision making, collaborate with senior leaders across Coverage, Risk, Finance and Product.

Qualifications

• Senior leadership with 7+ years in funding, liquidity or treasury.
• Experience shaping strategy and influencing executive-level outcomes.
• Strong analytics, AI adoption, and governance experience.
• Proven stakeholder management with senior executives.
• Comfort with ALCO, FRM and governance forums.

Responsibilities

• Define and lead funding, liquidity and transfer pricing strategy.
• Oversee Treasury Transfer Pricing framework and governance.
• Collaborate with Coverage, Origination, Risk, Finance and Product.
• Drive innovation in funding and balance sheet management.

Skills

Leadership

Strategy

Analytics

Stakeholder management

Education

MBA or equivalent

Tools

AI/ML platforms

Job description

End Date

Wednesday 11 November 2026

Salary Range

£0 - £0

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Job Description Summary

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Job Description

Job Title: Director - Funding & Liquidity

Location: London

Hours: Full-Time

Working Pattern: Our work style is hybrid, which involves spending at least two days per week or 40% of our time, at our London office.

About this Opportunity:

A senior leadership opportunity to shape the funding and liquidity strategy supporting some of the UK’s largest corporate clients, combining commercial insight, advanced analytics and AI-enabled decision making to influence strategic outcomes across the bank.

You’ll define and lead Corporate & Institutional Banking’s funding, liquidity and transfer pricing strategy, ensuring it supports the Group’s balance sheet, regulatory and commercial objectives. You’ll provide executive oversight of the Treasury Transfer Pricing framework, setting its strategic direction and driving improvements across systems, controls and governance.

Working closely with senior leaders across Coverage, Origination, Risk, Finance, Treasury and Product, you’ll shape funding structures, resource allocation and sustainable returns. You’ll also champion advanced analytics, AI and emerging technologies to enhance decision making, uncover opportunities and drive innovation in funding, liquidity and balance sheet management.

Your insight and expertise will help inform executive and board-level discussions on liquidity, transfer pricing, regulatory developments and market trends. You’ll represent the function in key governance forums, providing strategic guidance and constructive challenge across funding, liquidity, risk and capital matters.

As a senior leader, you’ll build and develop a high-performing, inclusive team, creating a culture of collaboration, innovation and continuous improvement. You’ll strengthen future leadership capability through coaching, sponsorship and talent development, while building trusted relationships across the Group and with external stakeholders.

Why Lloyds Banking Group?

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone, make change happen and challenge the status quo. Sound like you?

What we’re looking for?

• 7+ years’ financial industry experience in funding, liquidity, treasury, transfer pricing, balance sheet management or related financial disciplines, with experience shaping strategy and influencing outcomes at executive level
• Confirmed leadership experience, demonstrating skill in shaping strategic goals, building and developing high-performing teams and leading organisational change.
• Experience using advanced analytics, AI or innovative technologies to improve decision making, drive transformation and build commercial value
• Strong strategic and commercial judgement, with the ability to translate complex market, regulatory and balance sheet challenges into actionable solutions that support sustainable growth.
• Exceptional stakeholder management and communication skills, with the credibility to engage, challenge and influence senior executives and contribute effectively to ALCO, FRM and Executive -level forums.

We know that great talent comes from many backgrounds. Whilst this advert may reference specific experience, we recognise that skills are developed in different ways, so if you have relevant, transferable experience, we encourage you to apply.

About Working For Us:

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Join us and grow with purpose!

At Lloyds Banking Group, we’re driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you’ll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you’ll have many opportunities to learn, grow and develop.

We keep your data safe. So, we’ll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We’ll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We’re focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.