Digital Assets Product Manager (Associate Director)

Lloyds Bank plc; Greater London; Hybrid; GBP 84,000 - 93,000; Full time

Benefits offered by this job

Generous pension 15%

Annual bonus

Share schemes

Flexible benefits

30 days holiday

Wellbeing initiatives

Parental leave

Job summary

Lloyds Banking Group is hiring a Digital Assets Product Manager (Associate Director) to shape the future of money movement and blockchain-enabled solutions in commercial banking. You will lead cross-functional work across stablecoins, tokenised deposits and new payment capabilities, building a scalable proposition from the ground up.

The role involves developing business cases, roadmaps and operating models, collaborating with Sales, Relationship teams and Group Digital Assets.

Qualifications

• Experience in product management, taking propositions from concept to launch.
• Strong understanding of Digital Assets (stablecoins, tokenisation, digital wallets).
• Experience delivering products through cross-functional organisations in financial services.

Responsibilities

• Lead development and launch of Digital Assets propositions across Business & Commercial Banking.
• Support rollout of stablecoin-based transfer capabilities and tokenised deposits.
• Develop business cases, roadmaps and investment prioritisation decisions.
• Manage products through lifecycle from concept to launch and ongoing development.
• Build customer and market insight to inform design and identify opportunities.
• Coordinate delivery with Product, Platform, Operations, Risk, Compliance, Legal and Group Digital Assets teams.

Skills

Product management

Digital Assets

Payments

Communication

Partner management

Job description

## Digital Assets Product Manager (Associate Director)Apply: London: Edinburgh: Birmingham: Glasgow: Manchester: Full time: Posted Today: End Date: September 29, 2026 (14 days left to apply): 163276**End Date**Monday 28 September 2026**Salary Range**£84,051 - £93,390**We support flexible working – click here for more information on flexible working options****Flexible Working Options**Hybrid Working, Job Share**Job Description Summary**Join us at the forefront of one of the most exciting developments in financial services! As a Digital Assets Product Manager, you'll play a leading role in shaping how digital money and blockchain-enabled solutions are used in commercial banking, turning emerging technologies into real-world products that deliver value for clients. Working across stablecoins, tokenised deposits and new payment capabilities, you'll help build a new business capability from the ground up while influencing the future of money movement at scale.**Job Description****JOB TITLE:** Digital Assets Product Manager (Associate Director)**SALARY:** Competitive - will be discussed at interview stage**LOCATIONS:** London, Glasgow, Edinburgh, Manchester or Birmingham**HOURS:** Full-time**WORKING PATTERN:** Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, at one of our office sites.**About this opportunity:**As a Digital Assets Product Manager, you’ll help shape the future of how money moves and the next generation of products on blockchain. Working at the forefront of an emerging area in financial services, you’ll develop and launch new capabilities that could transform how our Business & Commercial Banking clients transfer money, manage liquidity and access financial services.Your initial focus will be supporting the rollout of stablecoin-based transfers, translating an emerging technology into a practical, scalable proposition that delivers real value for our clients. You’ll also contribute to the development of tokenised deposit transfers and other digital money solutions as our capabilities grow.You’ll join a newly established Digital Assets team at a pivotal stage of its development. This is an opportunity to help build a new capability from the ground up, working closely with our Payments Product organisation and the wider Group Digital Assets community.As an individual contributor, you’ll have meaningful ownership and visibility. You’ll turn strategy into deliverable client propositions, helping to shape investment decisions, product roadmaps and operating models while ensuring new capabilities are commercially attractive, operationally ready, well-governed and aligned with evolving regulatory requirements.We’re particularly interested in hearing from candidates who bring experience across Product Management, Digital Assets, Payments, Transaction Banking, FinTech or related areas of financial services. We recognise that few candidates will bring equal depth across every area, so relevant and transferable experience is welcomed.**What you’ll be doing:*** Leading the development and launch of Digital Assets propositions across Business & Commercial Banking.* Supporting the rollout and continued development of stablecoin-based transfer capabilities.* Contributing to emerging propositions such as tokenised deposit transfers and other digital money solutions.* Developing business cases, proposition requirements and product roadmaps to support investment and prioritisation decisions.* Managing products through their lifecycle, from initial concept and design through to launch and ongoing development.* Translating emerging Digital Assets technologies into practical, scalable solutions that meet client needs.* Building customer and market insight to inform product design and identify new commercial opportunities.* Coordinating delivery across Product, Platform, Operations, Risk, Compliance, Legal, Coverage and Group Digital Assets teams.* Supporting the development of operating models, controls and governance frameworks for new Digital Assets capabilities.* Partnering with sales and relationship teams to support client engagement, co-creation, adoption and growth.* Exploring opportunities to apply Digital Assets capabilities across Cash Management, Trade Finance, Lending and Working Capital.* Building relationships across the Digital Assets ecosystem and contributing to industry forums, market discussions and strategic partnerships.**Why join us?**We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone.This is a rare opportunity to join a growing Digital Assets capability at an early stage and help shape how emerging forms of digital money could support the future of commercial banking. You’ll work on innovative propositions with direct client relevance, collaborate with specialists across the Group and help turn new ideas into secure, scalable and well-governed products.**What we’re looking for?*** You'll need a strong understanding of Digital Assets, including areas such as stablecoins, tokenisation, digital wallets or blockchain-enabled financial services, to operate credibly.* Product management experience, including taking products or propositions from concept through to launch.* Experience within payments, transaction banking, commercial banking, FinTech or another related financial services environment.* Experience delivering products through complex, cross-functional organisations and working effectively with business, technology and control teams.* Strong communication, partner management and influencing skills, with the ability to explain complex concepts clearly to different audiences.**And any experience of these would be great:*** Experience of wholesale Digital Assets, regulated stablecoins, tokenised deposits or digital cash solutions.* Experience in Payments, Cash Management, Trade Finance, Lending, Invoice Finance or Working Capital products.* Knowledge of evolving Digital Assets regulation or experience working with fintechs, industry bodies and market infrastructure providers.**We know that great talent comes from many backgrounds...**Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways. If you have relevant, transferable experience, we encourage you to apply.**This is a place for you:**Our ambition is to be the leading UK business for diversity, equity, and inclusion, supporting our customers, colleagues, and communities. We’re committed to creating an environment where everyone can thrive, learn, and develop.We were one of the first major organisations to set goals on diversity in senior roles, introduce a menopause health package, and create a dedicated Working with Cancer Initiative.We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location, and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role and have a disability, long-term health condition, or neurodivergent condition.We also provide reasonable adjustments throughout the recruitment process to reduce or remove barriers.**We also offer a wide-ranging benefits package, which includes:*** A generous pension contribution of up to 15%* An annual performance-related bonus* Share schemes, including free shares* Flexible benefits you can adapt to your lifestyle, such as discounted shopping* 30 days holiday allowance, plus bank holidays* A range of wellbeing initiatives and enhanced parental leave policiesReady to make an impact? Apply today.**At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.**