Data Scientist

clearscoretechnologylimited; Greater London; On-site; GBP 60,000 - 90,000; Full time

Job summary

ClearScore is seeking a Data Scientist to join the Data & Analytics team in the Global Targeting unit. You will drive data-driven targeting and improved user experiences across markets, delivering ML solutions and maintaining model performance in production.

The role emphasizes curiosity, collaboration, and rapid iteration, with opportunities to work on AI-enabled workflows and contribute to strategic decision-making across the organisation.

Qualifications

• Strong Python and SQL skills with a solid understanding of statistical, machine learning, or other modeling techniques
• A self-starter mindset: curious, collaborative, and committed to continuous learning
• A results and impact-oriented approach to solution design and rapid iteration
• A deep ability to understand problems and their business importance
• Ability to explain findings to technical and non-technical audiences
• Experience applying data science to real-world targeting or personalization use cases

Responsibilities

• Support end-to-end development of data science and ML solutions across markets to improve user experience through data-driven targeting
• Interpret and communicate outputs of predictive models to drive stakeholder uptake
• Put solutions into production using existing tools and frameworks and monitor model performance
• Contribute to improved model build, maintenance, and optimisation processes
• Integrate new tools and AI approaches while maintaining accountability
• Develop craft across the full model lifecycle with team guidance

Skills

Python

SQL

Statistical modeling

Machine learning

Data reasoning

Critical thinking

Job description

Data Scientist

Please note visa sponsorship is not currently available for this position

We are looking for a Data Scientist to join our Data & Analytics team at ClearScore. Data Scientists play a key role in our business, driving strategy and decision-making at all levels, which ultimately benefits our users, partners, and other teams across the organisation. We are seeking a proactive, outcomes-driven individual to join our growing Global Targeting team. Working to enhance the ClearScore user experience through improved dynamic content targeting and prioritisation, you will deliver data science and machine learning solutions across a variety of use cases, business areas, and markets. Your contributions will directly support the Global Targeting mission, enabling the organisation to realise its overall strategy.

ClearScore is both a free credit score and report service and the UK's leading consumer credit marketplace. ClearScore has an amazing analytical community which includes Data Analysts, Scientists and Engineers. The community works collaboratively, sharing knowledge, tools, and best practice, to ensure a landscape in which team members can develop their full potential and deliver maximum positive business impact.

What you will be doing:

• Supporting the end-to-end development of data science and machine learning solutions in multiple markets to enable an improved user experience through data-driven Targeting
• Interpreting and communicating the outputs of predictive models and analysis, specifically oriented towards actionable insights and decision-making, to support stakeholder uptake and utilisation of Data Science solutions that change what our users see
• Working with the team to get your solutions into production using our existing tools and frameworks, monitoring them once there, and taking ownership of ongoing model performance in the context of downstream usage
• Contributing towards improved model build, maintenance, and optimisation processes to drive more efficient and standardised ways of working in the Data Science team
• Responsibly integrating new tools and approaches into your workflow, including utilising AI in your day-to-day development, to boost productivity whilst maintaining strong accountability and understanding of what is delivered
• Developing your craft over the full model lifecycle, with guidance and support from the wider team

Skills we'd love you to have

• A self-starter mindset: curious, collaborative, and committed to continuous learning - including the adoption of new tools and techniques as they emerge
• A results and impact-oriented approach to solution design. You are comfortable building quickly, asking questions when faced with ambiguous problems, and iterating over time, and you effectively balance development effort against added value
• A desire to deeply understand a problem and its importance to the business before attempting to solve it, with strong critical thinking and data reasoning skills
• An appetite to build advanced knowledge of our data and how it connects to our users and products, using this to drive model development. For us, understanding our users, their financial wellbeing, and how this relates to their use of our products, is fundamental
• The ability to explain the key findings from complex analysis and modelling exercises to both technical and non-technical audiences. You feel at home interacting with stakeholders from across different specialisms around the organisation
• Strong Python and SQL skills, with a solid foundational understanding of different statistical, machine learning, or other modelling techniques, and how to apply these appropriately to different problem types

Why ClearScore?

ClearScore is the UK's #1 credit score and report app. We are also present in South Africa, Australia and Canada, with more than 20 million users globally and growing fast. Someone joins ClearScore every 20 seconds. We have established relationships with over 50 of the main lenders in the U.K., and we are a trusted tool for customers to manage their credit and make better financial decisions.

Since October 2016 we have helped 1.8 million users take out a new credit card or loan. We are user-centric at our core and we believe in leveraging technology to enable positive financial choices. We are design-led and data-driven and we embed these behaviours in everything we do.

Our company culture is a fundamental part of all we have achieved. We believe in hiring smart, driven, passionate and diverse people who are keen on having a real impact in our organisation. We trust you to manage your own time so we offer flexible work and no fixed desk hours. We don't micromanage and we believe in measuring outcomes rather than effort. We have an inclusive culture where all, regardless of seniority, are encouraged to contribute with their ideas, look after their wellbeing and actively seek opportunities for career growth.

If you feel like this could be the place f