CUO Underwriting Manager - Property, Packages, CE&RE and Terrorism

Intact Insurance (previously RSA); Manchester; Hybrid; GBP 90,000 - 120,000; Full time

Benefits offered by this job

Hybrid working (60% office-based)

Annual discretionary incentive plan

25 days annual leave + bank holidays

Flexible benefit options

Share investment options

Career development & mentoring

Inclusive culture and employee network

Job summary

Intact Insurance is seeking a CUO Underwriting Manager to lead underwriting performance, governance and capability across Property, Packages, Construction, Engineering, Renewable Energy and Terrorism portfolios in the UK, with base in Manchester.

You will coach underwriters, drive profitable growth through disciplined risk selection and portfolio management, embed appetite frameworks, and collaborate with senior stakeholders to shape strategy while ensuring regulatory and internal controls.

Qualifications

• Significant commercial underwriting experience across one or more lines: Property, Packages, Construction, Engineering, Renewable Energy or Terrorism.
• Proven track record delivering profitable underwriting results.
• Experience leading and motivating high‑performing underwriting teams.

Responsibilities

• Lead the underwriting performance and technical direction across the specified portfolios.
• Drive profitable growth through portfolio management and disciplined risk selection.
• Embed underwriting appetite, authority frameworks and governance standards.
• Coach, develop and lead underwriting teams to high performance.
• Use underwriting data, insights and market intelligence to identify opportunities and risks.
• Collaborate with senior stakeholders to shape underwriting strategy aligned to business objectives.
• Ensure compliance with regulatory requirements and internal controls.
• Champion continuous improvement initiatives to enhance underwriting effectiveness and customer outcomes.

Skills

Underwriting leadership

Portfolio management

Team development

Governance & controls

Analytical skills

Stakeholder management

Communication

Education

Insurance qualifications

Degree-level education

Job description

Location: This position can be based out of; Horsham, Manchester, Birmingham, Leeds, Bristol, Glasgow

Role Purpose

As CUO Underwriting Manager, your role will be to lead the underwriting performance, technical excellence and capability of the Property, Packages, Construction, Engineering, Renewable Energy and Terrorism portfolios. You will play a key role in delivering profitable growth by ensuring underwriting decisions align with business strategy, risk appetite and portfolio objectives, while driving consistent standards, strong governance and exceptional underwriting outcomes across the Regions business.

In this role, you'll make an impact by:

• Leading the underwriting performance and technical direction of the Property, Packages, Construction, Engineering, Renewable Energy and Terrorism portfolios.
• Driving profitable growth through effective portfolio management, risk selection and underwriting discipline.
• Embedding underwriting appetite, authority frameworks and governance standards across the portfolios.
• Coaching, developing and leading a team of underwriters, building technical capability and high-performance behaviours.
• Using underwriting data, insights and market intelligence to identify opportunities, risks and portfolio trends.
• Collaborating with senior stakeholders to shape and deliver underwriting strategy aligned to business objectives.
• Ensuring compliance with regulatory requirements, internal controls and underwriting standards.
• Championing continuous improvement initiatives that enhance underwriting effectiveness, operational efficiency and customer outcomes.

Your skills and experience:

• Significant commercial underwriting experience across one or more of Property, Packages, Construction, Engineering, Renewable Energy or Terrorism lines.
• Strong portfolio management expertise with a proven track record of delivering profitable underwriting results.
• Demonstrable experience leading, developing and motivating high-performing underwriting teams.
• Deep understanding of underwriting governance, risk appetite frameworks and delegated authority controls.
• Excellent analytical and decision-making skills, with the ability to assess complex risks and translate insights into actions.
• Strong stakeholder management and influencing capabilities, with experience working across multiple business functions.
• Excellent communication skills, with the ability to present technical information clearly to a variety of audiences.
• Professional insurance qualifications and/or relevant degree-level education, with a commitment to ongoing professional development.

Intact Insurance is a leading provider of Commercial and Specialty insurance solutions for businesses of all sizes across the UK and Ireland and through its Global Network in over 150 countries worldwide. Intact Insurance is part ofIntact Financial Corporation, the largest provider of Property and Casualty insurance in Canada and a leading Specialty lines insurer with international expertise. We aim to deliver second-to-none service and help brokers and businesses thrive in a fast-moving world.

Shape the future

We're leading a transformation in insurance helping people, businesses and society prosper in good times and be resilient in bad times. When you join us, you're not just taking a job – you're stepping into a career where you can make a real difference.

Grow with us

We're customer-driven, community-focused, and committed to helping our people grow. Whether you're early in your journey or bringing years of experience, we'll support you with the tools, flexibility, and opportunities to thrive while going the extra mile for customers, brokers and colleagues.

Why you'll love it here

Being part of our team means you'll have the support and freedom to bring your best self to work each day. Here's a flavour of what you can look forward to:

• Annual discretionary incentive plan
• Hybrid working (with 60% of your time office-based)
• 25 days annual leave plus bank holidays and buy/sell options
• Flexible benefit options including financial and health wellbeing
• Share investment options
• Career development and mentoring
• Inclusive culture and employee networks

More benefit information

More benefit information here.

Our DEI commitment

We celebrate individuality and believe our differences make us stronger. We're proud to foster a culture where everyone feels respected, valued, and empowered to thrive.

As an equal opportunity employer, we ensure fair consideration for all applicants and offer interviews to all disabled candidates who meet the essential criteria.

We understand that everyone's circumstances are different and are happy to explore flexible working options—such as reduced hours or job shares to support work–life balance.

If you meet the core criteria but not every requirement, we'd still love to hear from you. Let's explore how this role could support your next career step. If you need adjustments during the recruitment process, just let us know—we're here to support you.