Credit Underwriter: Rapid Decisions & Risk Insight

Radius; Crewe; Hybrid; GBP 30,000 - 42,000; Full time

Benefits offered by this job

Bonus potential

Core benefits

Job summary

Radius in Crewe is hiring a Credit Officer to underwrite new applications, gather data, and make sound credit decisions aligned with KPIs. You’ll manage your own workload, maintain records, and escalate issues while supporting the wider Credit team to control bad debt.

Join a fast-growing, inclusive employer with a strong focus on continuous improvement and collaboration across departments. Office-based role in Crewe with competitive benefits.

Qualifications

• Educated to degree level with a minimum 2:2 (Lower Second Class Honours).
• Can gather information, weigh it up and reach a clear decision.
• Can prioritise and manage their own workload against daily targets.
• Checks details carefully.
• Communicates clearly with colleagues at all levels.
• Has worked in a credit or risk role.
• Has worked to daily productivity or service-level targets.

Responsibilities

• Process new applications, gathering information to make sound credit decisions.
• Deliver agreed KPIs, including decisions per day and final decisions within 1–2 days.
• Underwrite to credit standards and department service levels.
• Keep accurate and complete records of every case you underwrite.
• Escalate accounts and issues and manage Account Managers’ expectations.
• Help the Credit department manage bad debt through underwriting and risk assessment.
• Spot ways to improve systems and share ideas across the team.

Skills

Degree (2:2)

Decision making

Workload management

Attention to detail

Clear communication

Credit/risk experience

Daily targets

Education

Degree (2:2)

Job description

Radius in Crewe is hiring a Credit Officer to underwrite new applications, gather data, and make sound credit decisions aligned with KPIs. You’ll manage your own workload, maintain records, and escalate issues while supporting the wider Credit team to control bad debt.

Join a fast-growing, inclusive employer with a strong focus on continuous improvement and collaboration across departments. Office-based role in Crewe with competitive benefits.