Credit Risk Modelling Analyst – Data-Driven Insights

Lloyds Bank plc; Leeds; Hybrid; GBP 36,000 - 38,000; Full time

Benefits offered by this job

Pension contribution up to 15%

Annual performance bonus

Share schemes

Lifestyle benefits

24 days’ holiday + bank holidays

Job summary

Lloyds Bank plc in Leeds, Bristol or Edinburgh is seeking an Analyst – BCB Credit Risk Modelling. The role is full-time, permanent, with hybrid working (two days in the office) and a salary in the £36,224–£38,130 range.

You will develop and maintain models to support retail and commercial lending decisions and work with data to enhance risk insights. You will apply statistical modelling techniques, use SAS/Python for data work, and collaborate with risk and finance partners to align with

Qualifications

• Strong applied knowledge of statistical modelling (e.g., regression, decision trees).
• Proficient in coding to manipulate data and run analyses (SQL/SAS/Python).
• Ability to work with business partners and present findings clearly.

Responsibilities

• Develop and maintain prudential capital or impairment models for retail and commercial banking customers.
• Use coding languages (SAS and Python) for data manipulation and analysis.
• Collaborate with risk and finance teams to meet regulatory and business requirements.
• Deliver analytical solutions with multidisciplinary teams and governance.

Skills

Statistical modelling

Coding skills

Tools

SQL

SAS

Python

Job description

Lloyds Bank plc in Leeds, Bristol or Edinburgh is seeking an Analyst – BCB Credit Risk Modelling. The role is full-time, permanent, with hybrid working (two days in the office) and a salary in the £36,224–£38,130 range.

You will develop and maintain models to support retail and commercial lending decisions and work with data to enhance risk insights. You will apply statistical modelling techniques, use SAS/Python for data work, and collaborate with risk and finance partners to align with