Credit Risk Modelling Analyst: Data-Driven Decisions

Lloyds Banking Group; Leeds; Hybrid; GBP 36,000 - 38,000; Full time

Job summary

Lloyds Banking Group in Leeds is seeking an Analyst - BCB Credit Risk Modelling to develop and maintain models supporting decisions across Business and Commercial Banking. You will work with data to add value for customers, manage risk and support a strong bank.

You’ll develop prudential capital or impairment models for retail and commercial banking, using SAS and Python for data manipulation, and collaborate with Risk and Finance to meet regulatory requirements.

Qualifications

• Strong applied knowledge of statistical modelling (e.g. regression or decision trees).
• Proficiency in SQL, SAS or Python for data manipulation and predictive analytics.
• Ability to present techniques and findings clearly to senior partners, including non-technical colleagues.

Responsibilities

• Develop and maintain prudential capital or impairment models for retail and commercial banking customers.
• Use coding languages (SAS and Python) for data manipulation and analysis.
• Work with Risk and Finance partners to ensure projects meet regulatory and business requirements.
• Collaborate with multidisciplinary teams to deliver effective analytical solutions.

Skills

Statistical modelling

SQL

Python

SAS

Tools

SQL

Python

SAS

Job description

Lloyds Banking Group in Leeds is seeking an Analyst - BCB Credit Risk Modelling to develop and maintain models supporting decisions across Business and Commercial Banking. You will work with data to add value for customers, manage risk and support a strong bank.

You’ll develop prudential capital or impairment models for retail and commercial banking, using SAS and Python for data manipulation, and collaborate with Risk and Finance to meet regulatory requirements.