Credit Risk Modeller

Datalink Recruitment; Leeds; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

Datalink Recruitment is seeking a credit risk modeller to shape risk strategies for UK lenders and FinTechs. You will lead projects using CRA data, develop scorecards and models, and present findings to stakeholders in a cross-functional team.

The role involves end-to-end modelling, from data preparation to performance analysis, with 4 days per week in the Leeds offices and flexible hybrid location across the UK.

Qualifications

• Degree in a numerical discipline with a 2:1 or above.
• Strong experience in UK credit risk, including scorecard and model development.
• Proficiency in SQL and Python with the ability to communicate complex results to both technical and non-technical audiences.

Responsibilities

• Lead analytical projects using CRA data and develop statistical models and credit strategies.
• Work on high-impact modelling assignments across retrospective analysis, population split, and reject analysis.
• Prepare and analyse data using SQL/Python to deliver insights that influence client decisions and support sales.

Skills

Communication

Education

Numerical degree (2:1 or above)

Tools

SQL

Python

Job description

You’ll shape the credit strategies behind some of the UK’s biggest lenders and most nimble FinTechs, gaining hands-on experience with industry-leading data and tools that will future-proof your career.

You’ll sharpen your technical skills by working across the full modelling lifecycle – from sample design and performance analysis to scorecard development and commercial presentations. You’ll build models that directly influence lending decisions and drive revenue.

And you’ll gain exposure to senior stakeholders, including Board-level presentations, helping you develop the commercial and communication skills that will open doors to future leadership positions.

You’ll also benefit from structured learning opportunities, including access to a global online learning platform and the chance to work alongside some of the most experienced professionals in credit risk. This will accelerate your development and keep you ahead of industry trends.

On top of that, you’ll have the option to move between departments – whether that’s data science, commercial strategy or sales – giving you a broad skill set and more career options down the line.

What you’ll do

You'll lead analytical projects using CRA data, developing statistical models and credit strategies that shape client decisions. You’ll work on high-impact modelling assignments, covering all stages from retrospective analysis to population split and reject analysis.

Using tools like SQL and Python, you’ll prepare and analyse data to deliver insights that improve business decisions. You’ll also support sales by helping to define the right solutions for clients and presenting your findings to audiences at all levels.

What you’ll need

• A numerical degree with a 2:1 or above
• Strong experience in UK credit risk, including scorecard and model development
• Proficiency in SQL and Python, and the ability to communicate complex results to both technical and non-technical audiences

Flexible on location with offices in Nottingham, London and Leeds. 4 days per week in office