Credit Risk Middle Office - Analyst

Aumni; England; On-site; GBP 40,000 - 55,000; Full time

Job summary

JPMorgan Chase is seeking an Analyst to support risk management by analysing and maintaining credit risk profiles for asset management clients across products and jurisdictions. You will join Credit Risk Middle Office, a global team, to onboard clients, assess risk profiles, and help enable trading activity.

You will collaborate with lines of business to align client needs with risk framework, contribute to process improvements and stronger controls, and help deliver continuous operational

Qualifications

• Entry level or experience in reporting, financial analytics, or a related role.
• Desire to develop expertise in the investments universe and risk management.
• Proficiency in Microsoft Excel and Microsoft Office.
• Adaptability and learning mindset, including eagerness to learn new technologies.
• Strong analytical skills with attention to data quality.
• Critical thinking and ability to work independently to drive issues to resolution.
• Ability to prioritise work and deliver continuous process improvements.
• Strong communication and collaboration skills to work effectively across teams, stakeholders, and locations.

Responsibilities

• Analyse documentation to understand fund and client investment strategies, structure, and restrictions.
• Identify risk concerns to support limit and documentation decisions.
• Investigate and complete client write-ups to support approval as eligible counterparties.
• Collaborate with lines of business to align client objectives with our risk framework.
• Create negotiation requests for legal documentation that facilitates trading activity.
• Perform annual reviews to ensure credit limits and risk ratings reflect current data.
• Improve processes and controls to strengthen operational efficiency using emerging technologies.

Skills

Analytical skills

Data quality focus

Communication & collaboration

Independent problem solving

Adaptability & learning mindset

Education

Bachelor's degree

Tools

Excel

Tableau

Alteryx

Python

Job description

Support JPMorgan Chase's risk management by analysing and maintaining credit risk profiles for asset management clients across multiple products and jurisdictions. As part of Credit Risk Middle Office, a global team within Risk Reporting & Middle Office, you will have opportunities to support fund onboarding activities, partner with stakeholders across the firm, and drive continuous process improvements.

As anAnalystwithin theCredit Risk Middle Office team, you will help to onboard new and existing asset management clients by assessing risk profiles and supporting the credit lines that enable our client activity. You will partner with lines of business to align client needs with our risk framework, supporting primarily derivatives trading and custody services. You will also contribute to process enhancements and stronger controls by identifying opportunities to improve how we work.

Job Responsibilities

• Analyse documentation (prospectuses, factsheets and financial accounts) to understand fund and client investment strategies, structure, and restrictions
• Identify and escape potential risk concerns, including indicators of alternative investment strategies, to support appropriate limit and documentation decisions
• Investigate and complete client write-ups to support approval as eligible counterparties
• Collaborate with lines of business to align client objectives with our risk framework and operating model
• Create negotiation requests for legal documentation that facilitates trading activity
• Perform annual reviews to ensure credit limits and risk ratings reflect the latest available financial information
• Improve processes and controls to strengthen operational efficiency, including through responsible use of emerging technologies

Required qualifications, capabilities and skills

• Entry level or experience in reporting, financial analytics, or a related role
• Desire to develop expertise in the investments universe and risk management
• Proficiency in Microsoft Excel and Microsoft Office
• Adaptability and learning mindset, including eagerness to learn new technologies
• Strong analytical skills with attention to detail and a focus on data quality
• Critical thinking and ability to work independently to drive issues to resolution
• Ability to prioritise work and deliver continuous process improvements
• Strong communication and collaboration skills to work effectively across teams, stakeholders, and locations

Preferred qualifications, capabilities and skills

• Bachelor’s degree in Business, Accounting, Finance, Information Systems, or a related discipline
• Experience in risk management or another control function
• Experience with Tableau, Alteryx, and Python

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we’re setting our businesses, clients, customers and employees up for success.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

Support Wholesale Credit Risk by onboarding asset managers and maintaining risk profiles for trading and custody services.