Credit Risk Manager - Paper Origination

Barclays UK; Northampton; On-site; GBP 60,000 - 80,000; Full time

Job summary

Join a leading company as a Credit Risk Manager in Northampton, responsible for managing credit risk across various sectors. You will structure transactions, recommend exposure requests, and lead a team to ensure effective risk management. This role requires strong negotiation skills and a deep understanding of credit assessment.

Qualifications

• Experience in credit risk management with structuring and sanctioning skills.
• Understanding of Barclaycard and Corporate Banking products.

Responsibilities

• Manage credit risk for Barclays Payments Issuing products.
• Develop strategic direction for risk and manage the risk department.
• Collaborate with stakeholders and lead a team.

Skills

Credit Assessment

Negotiation

Influencing

Education

Credit Skills Development qualification

Job description

Join us as a Credit Risk Manager – Paper Origination

The team is responsible for the identification, sanctioning, and review of corporate credit risk across Barclaycard Commercial Issuing.

In this role, you will be responsible for managing credit risk arising from Barclays Payments Issuing products within policy, appetite, and impairment budgets. You will structure transactions and recommend or sanction exposure requests from Barclaycard customers across multiple industry sectors. A personal sanctioning authority will be granted based on relevant experience.

Essential Skills/Basic Qualifications:

• Relevant experience in a credit risk management role demonstrating credit assessment, structuring, and sanctioning skills.
• Broad understanding of Barclaycard, Business, and Corporate Banking products and risk policies.
• Relationship-building skills demonstrating negotiation and influencing abilities.

Desirable Skills/Preferred Qualifications:

• Completed Credit Skills Development (CSD) qualification or equivalent, providing relevant technical skills. Strong intellect balanced with a practical and pragmatic approach.
• Understanding of key financial statements: Profit & Loss, Balance Sheet, Cash Flow.

You may be assessed on key critical skills relevant for success in the role, such as risk and controls, change and transformation, business acumen, strategic thinking, and digital and technology skills, as well as job-specific technical skills.

This role is based in Northampton or Sunderland.

Purpose of the role

To support the Risk Function in delivering its objectives of safeguarding the bank's financial and operational stability by proactively identifying, assessing, mitigating, and monitoring risks across various business units and activities.

Accountabilities

• Developing strategic direction for risk, including implementing up-to-date methodologies and processes.
• Managing the risk department, including oversight of risk colleagues and their performance, implementation of risk priorities and objectives, and ensuring department efficiency and effectiveness.
• Managing relationships with risk stakeholders, including identifying relevant stakeholders and maintaining the quality of external third-party services.
• Adhering to the Risk policy, standards, and frameworks, and maintaining a robust control environment.

Assistant Vice President Expectations

• Advising and influencing decision-making, contributing to policy development, and ensuring operational effectiveness. Collaborating closely with other functions and business divisions.
• Leading a team performing complex tasks, using professional knowledge and skills to deliver impactful work. Setting objectives, coaching employees, appraising performance, and determining reward outcomes.
• Demonstrating leadership behaviours to create an environment for colleagues to thrive, including listening, inspiring, aligning, and developing others.
• For individual contributors, leading collaborative assignments, guiding team members, and identifying new directions for projects.
• Consulting on complex issues and providing advice to support resolution of escalated issues.
• Identifying risk mitigation strategies and developing new policies/procedures to support governance.
• Taking ownership of risk management and control strengthening.
• Performing work related to other areas, understanding how different areas coordinate to achieve organizational objectives.
• Collaborating with other work areas to stay aligned with business activities and strategy.
• Analyzing complex data from multiple sources to solve problems creatively and effectively.
• Communicating complex or sensitive information clearly and effectively.
• Influencing stakeholders to achieve desired outcomes.

All colleagues are expected to demonstrate Barclays' Values: Respect, Integrity, Service, Excellence, and Stewardship, and embody the Barclays Mindset: Empower, Challenge, and Drive.