Credit Risk Manager

TN United Kingdom; London; On-site; GBP 100,000 - 125,000; Full time

Job summary

An established industry player is seeking a dedicated individual to join their Commercial Team, focusing on credit risk management for B2B clients. This role offers the chance to leverage your expertise in credit management while contributing to the company’s growth ambitions. You will be responsible for reviewing credit submissions, managing relationships with credit partners, and ensuring compliance with credit policies. If you are passionate about the energy sector and have a strong background in credit management, this is an exciting opportunity to make a tangible impact in a forward-thinking organization committed to cleaner energy solutions.

Qualifications

• Significant experience in credit management, ideally in the energy sector.
• Advanced IT skills and familiarity with credit risk modelling techniques.

Responsibilities

• Review credit submissions and provide recommendations.
• Manage interactions with front office teams regarding credit policies.
• Provide insights to inform credit policy and strategy.

Skills

Credit Management

Financial Statement Interpretation

Credit Risk Modelling

Communication Skills

IT Skills

Education

Degree Level Education

Relevant Professional Qualification

Job description

At Shell Energy, we believe there’s a better way to power your business.

Aligned with Shell’s ambition to be a significant global power business and to become net zero by 2050, we are here to guide businesses to a better energy future. One that has the customer and a commitment to cleaner energy at the heart and makes it easy and affordable to embrace new technology.

We offer businesses across Britain 100% renewable electricity and gas. Our cleaner, affordable and simple solutions help companies manage their energy spend and plan their sustainability roadmap - a fresh approach for environmentally conscious businesses that are looking to boost their sustainability credentials.

What’s the role?

This is a great opportunity to join the Commercial Team, accountable for the management of credit risk for Shell Energy UK.

Reporting directly into the Commercial Director, the role requires a self-motivated, dedicated and responsible individual with the ability to perform well under pressure.

The role supports our business’ growth ambition in the B2B space measured against the metrics set out in our 10-year strategic plan.

You will get the opportunity to apply your expertise in credit risk and deliver credit risk management improvements that will have tangible benefits for our business customers.

More specific responsibilities include:

1. Critical challenge and detailed review of credit submissions from front office teams, providing credit recommendations to approvers.
2. Articulate Shell Energy’s credit risk perception and appetite for deals in line with credit policy and procedures, manage the interaction and communication with front office teams.
3. Attend Industrial & Commercial (I&C) customer meetings, and work with credit partners to ensure the best available information and solutions are considered to inform the credit recommendation.
4. Own and maintain Shell Energy UK credit policy & procedures aligned with the Shell group credit policy and financial guidelines.
5. Manage external credit assessment and trade credit insurance partners. Organise new partnerships as required.
6. Ensure all front office teams are carrying out their duties regarding SLAs/good practice related to credit assessments, credit premiums and trade credit insurance processes.
7. Monitor and flag downgraded and potential company failures to senior management – support front office teams to navigate in line with customer contractual terms.
8. Provide credit risk insights to inform credit policy and wider strategy, draw on expertise and professional knowledge to propose innovative solutions / improvements to status quo.

What we need from you

We are keen to hear from individuals with significant experience in credit management. You ideally have energy industry experience working with large corporate customers.

We also hope you possess the following skills:

1. Good understanding of corporate structures, reading and interpretation of financial statements, credit agency ratings and guidelines.
2. Advanced level IT skills, familiar with credit risk modelling techniques and best practice.
3. Strong written and verbal communication.
4. Degree level education and/or relevant professional qualification.
5. Network of professional relationships within the financial, legal and corporate communities and up to date knowledge of trends in the credit markets.

If you don't see yourself fully reflected in every job requirement listed on the posting above, we still encourage you to reach out and apply. Research has shown that not everyone often applies when they don’t feel 100% qualified. We are committed to creating a more equitable, inclusive, and diverse company and we strongly encourage applicants of all genders, ages, ethnicities, cultures, abilities, sexual orientation, and life experiences to apply. We look forward to receiving your application.