Credit Risk Manager

CRS; Greater London; Hybrid; GBP 90,000 - 130,000; Full time

Job summary

CRS in London is seeking a Credit Risk & Assurance Manager in a hybrid role. You will own Credit Risk Quality Assurance within the 2nd Line, working with senior stakeholders to embed policies and identify emerging risks across the Real Estate lending portfolio.

You will lead QA activity, challenge credit processes, produce risk reporting for committees, and support governance forums while training lending teams. Hybrid London work with a strong risk/controls focus.

Qualifications

• Strong, recent experience within Credit Risk, Credit Assurance, Credit Quality Assurance, Underwriting or Credit Oversight.
• Solid understanding of lending and the credit lifecycle — ideally gained within specialist or mainstream banking or both.
• Strong credit analysis skills and the ability to independently review and challenge.
• Experience producing high-quality risk reporting for senior stakeholders.
• Excellent communication and influencing skills, with the confidence to engage and challenge senior lending stakeholders.
• Exposure to Real Estate Finance and/or specialist lending would be particularly relevant.
• Relevant risk/credit qualifications would be advantageous but are not essential.

Responsibilities

• Leading 2nd Line Credit Risk Quality Assurance activity across the lending portfolio
• Reviewing and challenging credit processes, decisions and policy adherence
• Identifying emerging credit, control and regulatory risks and agreeing appropriate actions with 1st Line teams
• Producing clear and insightful Credit Risk reporting for senior management and relevant committees
• Supporting Credit Committee and wider credit governance forums
• Providing feedback, guidance and targeted training to lending and credit teams
• Supporting Internal Audit and regulatory information requirements

Skills

Credit Risk

Credit Assurance

Credit Quality Assurance

Underwriting

Credit Oversight

Job description

Credit Risk & Assurance Manager - Hybrid - London

I’m working with an established specialist lender looking to appoint a Credit Risk & Assurance Manager into its 2nd Line Credit Risk function.

This is a broad, highly visible role sitting at the heart of the lenders credit risk framework, with exposure across Real Estate lending.

The role will take ownership of Credit Risk Quality Assurance, working closely with senior stakeholders across both the 1st and 2nd Lines to ensure policies are effectively embedded, identify emerging risks and drive improvements across the lending businesses.

Key areas of responsibility will include:

• Leading 2nd Line Credit Risk Quality Assurance activity across the lending portfolio
• Reviewing and challenging credit processes, decisions and policy adherence
• Identifying emerging credit, control and regulatory risks and agreeing appropriate actions with 1st Line teams
• Producing clear and insightful Credit Risk reporting for senior management and relevant committees
• Supporting Credit Committee and wider credit governance forums
• Providing feedback, guidance and targeted training to lending and credit teams
• Supporting Internal Audit and regulatory information requirements

We’re looking for someone with:

• Strong, recent experience within Credit Risk, Credit Assurance, Credit Quality Assurance, Underwriting or Credit Oversight
• A solid understanding of lending and the credit lifecycle – ideally gained within specialist or mainstream banking or both
• Strong credit analysis skills and the ability to independently review and challenge
• Experience producing high-quality risk reporting for senior stakeholders
• Excellent communication and influencing skills, with the confidence to engage and challenge senior lending stakeholders
• Exposure to Real Estate Finance and/or specialist lending would be particularly relevant
• Relevant risk/credit qualifications would be advantageous but are not essential

The role offers a strong combination of hands‑on credit expertise, assurance, governance and senior stakeholder exposure, making it particularly interesting for someone looking to broaden their career within 2nd Line Credit Risk.

London‑based with hybrid working, alongside a competitive salary, discretionary bonus and benefits package.